When at your place of work it is important to take measures to keep yourself, your coworkers and anyone else nearby safe.
However, accidents can happen and it is possible to suffer from a serious workplace injury even when you take the measures to combat on the job hazards.
If you do suffer from a serious injury while working it is likely you will have to take time to recover, missing work and possibly missing paychecks.
Luckily there are many options for being compensated for your suffering, such as long and short term disability.
Short Term Disability Both short and long term disability policies exist to give injured workers the support they deserve after suffering in relation to their work duties.
These policies differ in many ways.
Short term disability exists to assist those who have to miss more than a few days of work following their accident, and they typically consist of the following components: · Short term benefits will usually begin once the victim's sick leave has been exhausted · Sort term disability will allow the victim to recover a percentage of their paycheck throughout the healing process · The payments given to the victim will usually decrease in percentage after the first few weeks of disability leave · These benefits usually last up to 6 months Long Term Disability When an accident is particularly tragic or catastrophic it is possible the victim will have to miss more than 6 months of work for recovery.
These individuals can qualify for long term disability, which consists of the following: · Long term disability coverage usually pick up where the short term plan ends · Some plans will only last a certain number of year, such as 5 years or 10 years · Other plans will last up to a certain age, such as 65 · Long term disability policies can cover those who suffer an accident that leaves them permanently disabled.
No matter what type of injury you suffer while working it is important you know your options for collecting compensation following your painful experience.
However, accidents can happen and it is possible to suffer from a serious workplace injury even when you take the measures to combat on the job hazards.
If you do suffer from a serious injury while working it is likely you will have to take time to recover, missing work and possibly missing paychecks.
Luckily there are many options for being compensated for your suffering, such as long and short term disability.
Short Term Disability Both short and long term disability policies exist to give injured workers the support they deserve after suffering in relation to their work duties.
These policies differ in many ways.
Short term disability exists to assist those who have to miss more than a few days of work following their accident, and they typically consist of the following components: · Short term benefits will usually begin once the victim's sick leave has been exhausted · Sort term disability will allow the victim to recover a percentage of their paycheck throughout the healing process · The payments given to the victim will usually decrease in percentage after the first few weeks of disability leave · These benefits usually last up to 6 months Long Term Disability When an accident is particularly tragic or catastrophic it is possible the victim will have to miss more than 6 months of work for recovery.
These individuals can qualify for long term disability, which consists of the following: · Long term disability coverage usually pick up where the short term plan ends · Some plans will only last a certain number of year, such as 5 years or 10 years · Other plans will last up to a certain age, such as 65 · Long term disability policies can cover those who suffer an accident that leaves them permanently disabled.
No matter what type of injury you suffer while working it is important you know your options for collecting compensation following your painful experience.