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Bankruptcy : Business & Finance
Alabama Chapter 7 Bankruptcy Rules
If you're feeling overwhelmed by debt and you have little means to repay what you owe, a Chapter 7 bankruptcy can give you a financial clean slate. The rules for filing Chapter 7 are governed by the U.S. Bankruptcy Code, and each state also has individual requirements for filing. If you live in Alab
Will Chapter 7 Impact My Career?
When trying to get a new job, you may be up against some stiff competition. In addition to competing against other applicants, you may also need to compete against your past mistakes. If you have filed bankrupcty in the past, you may have to deal with this during a job interview.
Refinance Auto Loan After Bankruptcy
You have a got a good job and are doing well currently. You have managed to get in to a stable financial position now. After moving towards better life, you wish to buy a car, ...
Bankruptcy And Receivership Services
In case a business or consumer is not able to pay their debts, they may file for bankruptcy or make a proposal in form of a legal arrangement and compromise to pay their debts for ...
5 Savvy Tips Before Filing for Bankruptcy!
When filing for bankruptcy, for whatever reason, the foremost thing you should do is hire a competent bankruptcy attorney. Dealing with the immense stress and emotional trauma brought about when filing for bankruptcy is difficult enough. You shouldn't have to concern yourself with the labyrinth
The Responsibility of a Deceased Spouse's Debt
The loss of a spouse is bad enough without thinking about how to settle her debts. The responsibility for paying them usually falls on the deceased's estate, but there are times the widow or widower may be liable for unpaid bills. Responsibility varies with state law, the nature of the debt and whet
Filing Bankruptcy? Besides A Bankruptcy Attorney What Else Do I Need?
It's becoming inevitable that many Americans are going to end up filing bankruptcy in the next few years. Even if an individual feels the bankruptcy is going to pass over their household, it's a good idea to be prepared. Recently, even the mainstream media is picking up on the debt crisis
How to Get a Debt Consolidation Loan with Bad Credit OK
Acquiring a debt consolidation loan can be a tricky process, especially if you have a bad credit, OK? However, poor credit doesn't have to prevent you from getting the loan you need. With a few helpful tips on how to get a debt consolidation loan with bad credit OK, you will be able to successfully
How Are Car Values Decided in Bankruptcy?
Both Chapter 7 and Chapter 13 bankruptcy require accurate valuations of all vehicles, although for different reasons. U.S. Bankruptcy courts only recognize National Automobile Dealers Association, or NADA, valuations unless the debtor or creditor disagrees with the valuation. In that case, the debto
Simplify Filing Chapter 7 Bankruptcy
No one wants to file for chapter 7 bankruptcy but sometimes you have no choice. If you decide to file you may be surprised at how simple the process is.
How to Discharge Debt Legally
In the United States today, more people than ever before are suffering from overwhelming consumer debt. It can be difficult to decide how to deal with mounting debt. The upside of our current financial crisis is that the U.S. Government is making it easier than ever for consumers to deal with their
How Are Personal Assets Valued in Bankruptcy Proceedings?
When you file bankruptcy you have to assign a value to your personal assets and then list them in documents called schedules. All of your assets, liabilities, income and expenses are listed in various schedules and then filed with the bankruptcy court.
Debt Consolidation Explained for You
As debt begins to pile up, it may take a while for the realization to hit that you overextended yourself. When your debts exceed your financial ability to pay, debt consolidation may represent an option. Understanding debt consolidation basics can help you make the right decision.
Help With IRS Debt
The first thing you need to do if you find yourself in trouble with the IRS is to hire a professional tax attorney. While this might be costly, it can potentially save you thousands of dollars and a great deal of time and/or financial hardship. However, not all of us have the money to do this, espec
How to Get Approval for a Personal Loan After Bankruptcy
Getting approval for a personal loan after bankruptcy can be difficult, but you can take steps to make things easier for yourself. Building up a positive credit history, and knowing how to handle things on your application, can go a long way towards making this easier for you.
What Bankruptcy Counseling Sessions Entail
Anyone who goes bankrupt after the year 2005 will not be allowed to file a financial distress petition unless they have gone through bankruptcy counseling sessions. This will enable the debtors to make informed decisions about the major steps they are about to take.
Bankruptcy Protection: Discharge of Debts Explained
Bankruptcy protection provides consumers with a way to start over again financially through a complete or partial discharge of debts or a reorganization of debts. For many consumers the most critical consideration is finding out exactly what types of debts can be discharged in a Chapter 7 or Chapter
How Long Is a Judgment Good for California Wage Garnishments?
Neglecting to make timely payments toward your debt can have serious consequences -- if you are a California resident and default on credit cars, installment loan or debt payments, the creditor can obtain a judgment against you and garnish your wages. Wage garnishment reduces your take-home pay befo
Can I File Bankruptcy Again?
If you've filed for bankruptcy before, and have found yourself in more financial trouble, you may wonder if you can file again. Find out the rules for filing a second bankruptcy here.