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Health & Medical Insurance : Insurance

How to Detect Health Insurance Claim Fraud

Health insurance claim fraud is the process in which a medical provider bills for services that were never delivered or received. It's a way for medical providers to dishonestly increase their payment. Health care fraud accounts for nearly $70 billion of all health care spending in the United States

Can Children Stay on Your Health Insurance If They Are Not Full Time Students?

As children grow into adults and leave the nest, they typically become less financially dependent on their parents in the years following high school and college. Though many young adults begin to gain financial independence during their late teens and early 20s, the cost of health insurance can pro

What is the Diffeence Between PPO and HMO Insurance?

When seeking health insurance for you and your family, the two most popular plans that your employer may offer are the health maintenance organization and the preferred provider organization. Although both of these plans provide adequate health coverage, these plans have some differences that may or

Rules About Pre-Existing Health Conditions When Looking to Change Insurance

Choosing a health insurance provider for you and your family is an important decision. Not only should your insurance carrier provide you with access to your preferred health providers, but your benefits should also cover all of your health needs at an affordable price. If you have pre-existing heal

What Papers Are Needed to Sign Up for Medicare?

When you turn 65, you are entitled to begin collecting Medicare benefits. You should start planning for those important benefits as soon as possible by gathering all the documents you will need when you apply. Being prepared will make the process of signing up for and collecting the...

Directions for a CMS 672

Also referred to as HCFA Form 672, CMS 672 is a form used by the Centers for Medicare and Medicaid Services. It is used primarily when billing for care services provided in long-term care facilities such as a nursing home. Used to document the census and conditions of patients, the CMS 672 should be

How to Compare Quality Health Insurance Plans

After researching several health insurance plans, you have narrowed it down to a few. Now it is time to make the final decision. Comparing the different plans will take a bit of research and asking yourself questions about what benefits are most important to you. You have a few options to keep your

Split Dollar Insurance - More About It

A person might be thinking that this is an insurance product. However, it is a way of paying for an insurance policy. In many cases, the cost of insurance could be unaffordable, especially when the ...

HIPAA Medical Release Rules

HIPAA requires individuals to authorize PHI release.signature image by kuhar from Fotolia.comThe Health Insurance Portability and Accountability Act of 1996 (HIPAA) was enacted to provide privacy standards to protect individuals' medical information. This protected health information...

Income Requirements for Medicaid for Pregnant Women

Pregnant women with limited resources, and particularly those without health insurance, should consider applying for pregnancy Medicaid. In order to qualify, women must meet certain income eligibility requirements based on total income, resources, financial need and the number of people...

Different Types of Health Insurance

A common misconception is that all insurance plans are alike or have very little difference, but if you compare health insurance plans from different companies, you will discover that that is not true at all. ...

How to Apply for Medicare or Medicaid

Medicare and Medicaid are U.S. government programs that assist citizens with paying for health care. Medicare is operated by the federal Health and Human Services Department to help Americans over 65 and the disabled. Medicaid is federally mandated, but carried out by individual states to help low-i

Will I Still Be Able to Keep My Insurance Coverage If I Am Fired?

Federal labor benefit laws protect employees terminated with or without cause. In most cases, employers who fire employees for gross misconduct do not have to provide employees with optional continuing COBRA coverage. Employers must offer terminated employees optional health care coverage through th

2011 Medicare Supplement Insurance Information

Medicare supplement insurance [http://www.gomedigap.com] exists as a way to increase the protective net that many US citizens feel they need. Also known as Medigap, it refers to a number of supplemental options which are not ...

About Accident Health Insurance

Well over 3 million people are injured or made ill at work, based on 2008 data from the United States Bureau of Labor Statistics. This doesn't account for injuries in the home, in traffic accidents or during recreational activities; therefore, the total number of injured people per year is higher. Y

Veterans Health Insurance Benefits

Veterans from all military branches of service, of all wars and conflicts, whether they performed in combat or are stationed state-side, receive health insurance benefits. Immediate family members (spouses and children) of veterans may also receive certain health care benefits. Veterans do not have

Best Solution for Your Health Insurance

Best Solution for Your Health Insurance In today's unpredictable world, what will happen in next moment no one knows; however everyone wants to be fit and fine but some unexpected incidents assisted by our bad ...