You are deep in the sea of debt.
I know you are struggling but compared to others, you are way better because you are seeking for a way to improve your current situation.
You want to get out of debt and become debt free.
Good for you.
However, maintaining your current lifestyle will not get you closer to paying off your debts! Debt free living is one dream that most of my readers have and if you take action or make the following changes to your life, you will move closer to your dream.
If you stay put, nothing will happen or worse still, you will incur more debt.
How to Become Debt Free Tips #1 No Credit Cards You must immediately cut off your credit card usage if you have one or a few in your wallet now.
Cancel the card if you are not on a contract.
Negotiate with the banks to find out a way that you can pay off the credit card debt owed.
From now on, start spending with the cash that you earn.
With a credit card, you will not think twice before purchasing something because a credit card gives you the illusion that you can afford every item that you see on a display shelf.
Trust me, without a credit card, becoming debt free will no longer be a dream, it will become a reality by tomorrow.
How to Become Debt Free Tips #2 Negotiate Debt Repayments You will be shocked to find out that most financial institutions are more than willing to cut down their interest charge if you are committed to pay off your debt.
The fact is that they want repayment from customers fast and the rising rate of bankruptcy is making them lose money.
Give it a try.
Call up your bank today.
Tell them that you are prepared to pay off your debts within a certain period and inquire for the best repayment plan that they can come up with.
Remember to focus on slashing the interest portion.
You can become debt free much faster with this little trick.
How to Become Debt Free Tips #3 Start Saving I know the rising gas price is very disturbing.
However, there are people who are living debt free under these circumstances and there is nothing that can stop you from becoming just like them! Start saving.
You can make yourself a savings tin and start depositing all the coins that you receive.
This is a simple form of saving which you can start with!
I know you are struggling but compared to others, you are way better because you are seeking for a way to improve your current situation.
You want to get out of debt and become debt free.
Good for you.
However, maintaining your current lifestyle will not get you closer to paying off your debts! Debt free living is one dream that most of my readers have and if you take action or make the following changes to your life, you will move closer to your dream.
If you stay put, nothing will happen or worse still, you will incur more debt.
How to Become Debt Free Tips #1 No Credit Cards You must immediately cut off your credit card usage if you have one or a few in your wallet now.
Cancel the card if you are not on a contract.
Negotiate with the banks to find out a way that you can pay off the credit card debt owed.
From now on, start spending with the cash that you earn.
With a credit card, you will not think twice before purchasing something because a credit card gives you the illusion that you can afford every item that you see on a display shelf.
Trust me, without a credit card, becoming debt free will no longer be a dream, it will become a reality by tomorrow.
How to Become Debt Free Tips #2 Negotiate Debt Repayments You will be shocked to find out that most financial institutions are more than willing to cut down their interest charge if you are committed to pay off your debt.
The fact is that they want repayment from customers fast and the rising rate of bankruptcy is making them lose money.
Give it a try.
Call up your bank today.
Tell them that you are prepared to pay off your debts within a certain period and inquire for the best repayment plan that they can come up with.
Remember to focus on slashing the interest portion.
You can become debt free much faster with this little trick.
How to Become Debt Free Tips #3 Start Saving I know the rising gas price is very disturbing.
However, there are people who are living debt free under these circumstances and there is nothing that can stop you from becoming just like them! Start saving.
You can make yourself a savings tin and start depositing all the coins that you receive.
This is a simple form of saving which you can start with!