Health care reform is one of the biggest issues affecting this country at the present time.
Unemployment is rising and along with it the number of uninsured Americans is also on the rise.
This is leading to more pressure on the Federal Government to "do something".
President Obama has promised to make changes and completely reform and revamp the US Health Care system, although the changes will begin soon, it is anticipated that he will put forth a long term plan that will perhaps not see all American's insured for about a decade.
During this time, changes will be made gradually to make the changes necessary to reform the health care system.
This reform is a concern for the insurance providers and the health care workers as they're not sure what the effect on them will be.
One of the reforms being discussed is to have everyone under some type of insurance policy, this is suitable to the big insurers such as BCBS due to the fact that this would spread the risk wider.
If the reform doesn't mandate insurance coverage for all then people may not get the coverage until they are sick thus creating higher premiums for those already enrolled.
The model which provides the mandated insurance for all would allow the insurance companies a larger pool of enrollees over which the risk would be spread.
That would provide the companies more money to satisfy claims and provide services.
The really great news from this would be that pre existing clauses would disappear if all Americans are covered in this reform model.
The bottom line is that the cost of insurance coverage will be much lower if everyone is on board, meaning that we will not only be insuring the sick, but also healthy American's under this new health care plan.
This will allow the insurance companies to cover more people and provide better coverage to all.
In the immediate future health care costs may rise, as more people have insurance coverage they may visit the doctor more often for every little thing.
But once this initial surge is past, the need will return to average and everyone will be healthier.
Unemployment is rising and along with it the number of uninsured Americans is also on the rise.
This is leading to more pressure on the Federal Government to "do something".
President Obama has promised to make changes and completely reform and revamp the US Health Care system, although the changes will begin soon, it is anticipated that he will put forth a long term plan that will perhaps not see all American's insured for about a decade.
During this time, changes will be made gradually to make the changes necessary to reform the health care system.
This reform is a concern for the insurance providers and the health care workers as they're not sure what the effect on them will be.
One of the reforms being discussed is to have everyone under some type of insurance policy, this is suitable to the big insurers such as BCBS due to the fact that this would spread the risk wider.
If the reform doesn't mandate insurance coverage for all then people may not get the coverage until they are sick thus creating higher premiums for those already enrolled.
The model which provides the mandated insurance for all would allow the insurance companies a larger pool of enrollees over which the risk would be spread.
That would provide the companies more money to satisfy claims and provide services.
The really great news from this would be that pre existing clauses would disappear if all Americans are covered in this reform model.
The bottom line is that the cost of insurance coverage will be much lower if everyone is on board, meaning that we will not only be insuring the sick, but also healthy American's under this new health care plan.
This will allow the insurance companies to cover more people and provide better coverage to all.
In the immediate future health care costs may rise, as more people have insurance coverage they may visit the doctor more often for every little thing.
But once this initial surge is past, the need will return to average and everyone will be healthier.