- 1). Check your eligibility. In the state of Kentucky, both individuals and families may be eligible for Medicaid services. Pregnant women, dependent children who are under the age of 19, parents of dependent children, and elderly residents of the state may potentially receive benefits.
- 2). Assess your personal and household income. Monthly earned income is the deciding factor in eligibility. Find out where you fall on the national poverty scale to find out if you qualify. Most individuals who earn more than $217 monthly will not meet the income requirements. One-income families, with children present in the household, earning less than $1,500 may fall within the accepted limits to qualify for a Medicaid card. The existence of savings accounts, bonds, and other investments may also lead to disqualification.
- 3). Provide the paperwork. When you apply for a Medicaid card in Kentucky, you must provide several items to support your identity: Social Security number, valid photo ID, birth certificate, health insurance information (if any), doctor-signed statement verifying pregnancy (if applicable), income information (tax paperwork, paycheck stubs), and any and all bank statements. If you offer copies of all the necessary paperwork, your application will be processed much more quickly.
- 4). Check your spend down eligibility. If you find that you earn too much money to qualify for traditional Medicaid benefits in Kentucky, the spend down program can provide another option. The program offers financial assistance with medical costs on a time-limited basis (no more than three months after the application is submitted). If you are rejected for a Kentucky state Medicaid card, ask for an application to the spend down program.
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