Halloween is just around the corner and if you have kids this holiday can really "blow up" your well planned monthly budget.
It is reported Americans will spend $4.
96 billion this year on Halloween related stuff.
Candy, costumes, and party supplies can really take its toll on your monthly budget.
Setting a Halloween budget is an excellent way to control the urge to spend, or over spend.
For example our family will spend a total of $80 this year on Halloween.
$30 on a costume for our child and the rest for candy, decorations and a little party we are planning.
We set our budget at $80 this year and we will stick to it.
Our child will have a great Halloween and we will not suffer from a financial hangover 30 days later.
This holds true for Christmas, which is right around the corner.
If you haven't started to plan how much you will spend it's not too late.
You still have several paychecks left! We started our Christmas budget at the beginning of the year.
By doing so, we set a little bit a side every month until we hit our savings goal.
It can be tough to keep disciplined all year long.
In the past we used credit to finance our holiday spending but thanks to better budgeting we only use cash.
It's easy to spend a lot of money on holidays that revolve around kids.
We all want our children to be happy so these children centric holidays require a balancing act and discipline from both the parents and the children.
By budgeting you create a win, win situation for everyone in the family.
Don't be "scared" to spend money this Halloween but do keep your monthly budget in mind as you head out to the stores in the next couple days.
It is reported Americans will spend $4.
96 billion this year on Halloween related stuff.
Candy, costumes, and party supplies can really take its toll on your monthly budget.
Setting a Halloween budget is an excellent way to control the urge to spend, or over spend.
For example our family will spend a total of $80 this year on Halloween.
$30 on a costume for our child and the rest for candy, decorations and a little party we are planning.
We set our budget at $80 this year and we will stick to it.
Our child will have a great Halloween and we will not suffer from a financial hangover 30 days later.
This holds true for Christmas, which is right around the corner.
If you haven't started to plan how much you will spend it's not too late.
You still have several paychecks left! We started our Christmas budget at the beginning of the year.
By doing so, we set a little bit a side every month until we hit our savings goal.
It can be tough to keep disciplined all year long.
In the past we used credit to finance our holiday spending but thanks to better budgeting we only use cash.
It's easy to spend a lot of money on holidays that revolve around kids.
We all want our children to be happy so these children centric holidays require a balancing act and discipline from both the parents and the children.
By budgeting you create a win, win situation for everyone in the family.
Don't be "scared" to spend money this Halloween but do keep your monthly budget in mind as you head out to the stores in the next couple days.