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Bankruptcy : Business & Finance
Tips For Past Due Credit Card Bills
There are several possible ways to deal with overdue credit card bills.credit card image by jimcox40 from Fotolia.comCarrying credit card debt can potentially lead to a financial disaster, especially if you fall behind on your payments. Having late or missed payments on your credit report...
The California Garnishment Laws for Withholding Limits
A creditor has a right to obtain a judgment against a debtor when his collection efforts fail. To collect an outstanding debt, he can file a writ of garnishment to withhold a debtor's wages. California has a set of laws that protects an employee's wages from excessive withholding, allowing him to cl
Debt Reduction Programs in Rhode Island
Rhode Island credit counselors affiliated with national trade organizations can help you plan a strategy to reduce your debt.Debt concept - cutting a credit card image by Sophia Winters from Fotolia.comWith hundreds of companies offering consumers quick and painless solutions to their...
The Pros and Cons of Reaffirming a Debt in Bankruptcy
When you reaffirm a debt, you sign a contract to continue making payments to the lender. Think of this contract as taking your vehicle loan or mortgage totally out of the bankruptcy.
About Business Bankruptcy
Though businesses aren't immune from the financial struggles that individuals and families face, they also have similar solutions. A business becomes bankrupt when its cash flow isn't enough to pay all the bills. While businesses ...
Filing Bankruptcy to Get Financial Relief
If creditors are calling you and your loved ones at all hours, threatening to repossess your property and filing legal injunctions against you, it may be time to consider filing for bankruptcy in order to get financial relief. Chapter 7 and 13 bankruptcy options exist for individuals, which allow yo
Finding the Best Bankruptcy Information Available
The bankruptcy information and studies will tell one that it bankruptcy is far from comfy and some may say it is far from fair. It is an example of the most forceful steps that one can take from a financial view, and is a step that should actually only be adopted as the final step, after one has sou
Bankruptcy Hits the Best of Us
American business tycoon Donald Trump has had to go through business bankruptcy, now he is among the richest and most powerful figures in the world. What happened, and how did he bounce back?
What to Do After Bankruptcy to Start Fresh
You're free of your debts and should feel relief after everything is over, but instead you may end up overwhelmed and unsure of what to do after bankruptcy to start fresh. While you'll still carry that black mark on your credit report, there are still a lot of things you can do to help put
Bankruptcy Laws: Must understand the facts
The basic aim behind the bankruptcy laws is to provide reliable debtors a fresh start. The procedure of bankruptcy eliminates most the debts and allows you to repay the rest debts via sale of expensive ...
If Chapter 13 Did Not Work Out, Can One File For Chapter 7?
An individual has an option to file a Chapter 7 or Chapter 13 personal bankruptcy. In Chapter 13, an individual can repay creditors using one's earnings or salary for up to five years before being discharged from one's debt, either fully or most of them. On the other hand, the non-exempted
Best ways to sell your inventory surplus
It very well known to every industrial distributor that Surplus Inventory exists. It may be because of several obvious reasons like strong competitors, lack of customers over production or lack of distributors! Finding a right ...
What Are the Risks in Filing Bankruptcy?
Bankruptcy is designed to alleviate financial burdens that cannot be repaid. An individual who chooses to follow that route will face several risks immediately and in the future, regardless of whether he files Chapter 7 (total liquidation) or Chapter 13 (structured repayment) bankruptcy. Because of
Filing Bankruptcy Is a Reasonable Option in a Down Economy
Many people these days find themselves contemplating filing bankruptcy. Well they certainly are not alone. As it stands more than million people will file bankruptcy this year alone, and there are a lot more people that are in a situation where they should seriously consider it.
Questions a Trustee Asks at a Bankruptcy Meeting
In each bankruptcy case, the filers must appear before a bankruptcy trustee at what is called a 341 meeting to have the case discharged. Trustees will examine the assets and debt obligations of the filers, as well as their financial history over the previous few years. Knowing beforehand...
Bankrupt Companies
If something has not been planned well, it is most likely to end up being a failure. If something has been planned but it has not been prepared for, it is even more likely to not do well. However, if something has been planned and prepared for dutifully yet there are not enough capable and able head
History of Bankruptcy Laws
The idea behind bankruptcy laws go back to ancient history, but the legal precedent in the United States is only a little more than one hundred years old. Roman concepts of the creditor's right to seize a debtor's estate form the principles behind the first bankruptcy laws, which continued into the
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How to Remove a Chapter 7 Bankruptcy
Although credit reporting errors are rare, there are cases in which Chapter 7 bankruptcies are inaccurately reported on consumer credit files. The effects of an erroneous report can be disastrous, since a bankruptcy can keep you from getting a better job, purchasing a house, or financing a vehicle.