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Credit : Business & Finance
How the Incorrect Information in Your Credit Report Can Punish You
Many people have interest in your credit report.Besides your lenders, your prospective employer, your landlord, your insurance company and even your cell phone company, all of them are interested to get clues from your credit report before considering your requests or applications. Mistakes in your
Can You Opt Out of a Change in Terms on Credit Cards?
Personal financial management is particularly essential in uncertain economic times. An unexpected change in your credit card terms can throw your budget into disarray and may result in financial hardship. Federal law sets out the amount of notice, if any, your credit card lender must give before am
Credit Score - for Scoring the Right Loan
Credit score is a three digit number which provides information about your credibility as a borrower. Most of the people are unaware about their credit score. Every loan lender looks at your credit report while deciding about you as a loan borrower. Credit report has all the valid information about
Stop Credit Card Debt Interest - How to Locate Legitimate Programs to Manage Credit Card Debt
Credit card debt is a form of unsecured debt which is fast becoming a problem for many individuals. Many small businesses also make use of this form of unsecured debts to mange expenses of their business. At times the market economy and certain other factors can cause these debts to go so high that
How to Use a Credit Card to Buy Land
Using a credit card to buy land might make sense if you want to own the land outright with no liens attached but don't have the cash up front. If your credit card has a very low fixed interest rate, you might be better off using your credit card to buy land than financing it through a traditional le
How Should I Uncover Unsecured Credit Cards For People With Appalling Credit?
If you are searching for a credit card, don’t forget these two vital words: Comparison shop. Your credit card is an essential part in constructing your credit report and credit score, so you want a card that will work for you. Here are some things that you ought to keep in mind when trying to
The Cons of Having & Using a Credit Card
Credit cards offer freedom to purchase what you want, when you want, with only a small piece of plastic. However, these cards have several dangers you should be aware of when using them.
How to Repair Credit - Learn How Easy This Can Be Done With Little Effort
A bad credit report can be caused by many things. Perhaps your level of debt is too high or there is an error in your report. Either way, it is smart to deal with these issues before they turn into bigger financial problems.
Knowing Your Credit Reporting Rights Can Help Your Score
It could be that you're a victim of identity theft, but how do you prove it? Is there any way that you can get your life back and get your credit score back on track? Read on to find out.
Credit Card Debt Help - Why Credit Card Companies Are Worried and How You Can Capitalize
Credit card debt is a very serious problem that is affecting more and more people each day; the only good news is that now there are lots of debt relief options that you can use, instead of being forced to file for bankruptcy if you can no longer pay your monthly minimums. Credit card companies are
3 Things You Should Know Before Attempting to Repair Your Credit Report
Credit repair is not as hard as some people make it out to be. Why shell out hundreds or thousands of dollars to hire someone to fix your credit when you can do it on you own in three steps- understanding the FCRA, making sure you are "cleared" on all three credit reports, and investing in
Credit Cards Are Getting Popular Again
As more consumers begin to get their finances back under control, whether on their own or through the use of credit repair services, it seems many of them are also willing to give credit card ...
How to Remove a Bankruptcy From Your Credit Rating
A bankruptcy does not stay on your credit report for the rest of your life. The bankruptcy filing can be removed seven years after a Chapter 13 bankruptcy and ten years after a Chapter 7 bankruptcy. The bankruptcy court will most likely not remove the bankruptcy notation itself. Instead you can info
What the FICO Score on Your Credit Report Means to Your Mortgage Loan Applications
Do you know the reason why FICO scores are so important, and do you have any idea why some folks seem to get good interest rates from mortgage institutions when they apply for loan applications? You see, I am yet to find any good yardstick that can be used to determine who gets what amount and at wh
The Particulars of Balance Transfer Credit Cards
It is undoubtedly tricky to manage ones finances. Add to that the undeniable fact that incurring MasterCard debt can also be nerve-racking, especially when managing sky-high interest rates.
Benefits and Dangers of Online Commodities Trading
Online commodities trading has many benefits to commodity traders, but it also has many dangers to the novice trader.
Five Great Reasons to Get a Business Credit Card Now
Business credit card offers vary from bank to bank.Here are five things that banks are offering now to get you to try their business credit card.
How To Get A Credit Card With Bad Credit
How to get a credit card with bad credit is a question many consumers ask themselves each day. Quite frankly speaking, it is a struggle, albeit not impossible. You have to understand that your credit
Can You Get a Mortgage If You Have a Judgment Against You
Judgments can cause serious problems if you are trying to get a mortgage or refinance your house. But what if your judgment is paid and shows up on your credit as 'unpaid'? How do yo
The Expat Factor Adam Whitehouse Associate Director At Robert Walters
Adam Whitehouse, now Associate Director at Robert Walters, has a background in business management.