Many people want to know why car insurance for women is cheaper than it is for men.
Well statistics have shown that women are much safer drivers than many men.
The truth is numbers don't lie and the numbers state perfectly clear that men have more accidents than men.
Let's examine the three things that make this true.
1.
Women are less risky behind the wheel.
They have fewer tickets than men because they do not drive at very high speeds like some men.
Think about this for a minute.
When was the last time you noticed a women driver "flying" by you? Probably never and if you have it doesn't happen very often.
2.
In general women are more conservative and disciplined on the road.
There was a recent study conducted that proved 90% of all traffic violations were committed by men.
On the other hand women observe the speed limits, follow the laws of traffic, thereby avoiding most common violations.
3.
Females drive less a lot less often than men do.
One of the major factors determining your insurance premium is time spent behind the wheel.
Another recent study showed that women drive 45% less than men.
When you really sit back and think about it, this only makes sense.
This doesn't imply that women are better drivers; it just goes to show that they are much less likely to have traffic violations.
Here is another fun fact that may seem trivial but it's true; 85% of women pass their driving test on the first try versus 63% of men.