A large number of people are unaware that they can get discounts for their car insurance.
These discounts are very helpful, as they save you your money for other expenses.
But, what can you get discounts for? And how can you know what your insurer can offer you regarding discounts? The easiest answer to both of these questions is by asking.
Some discounts are very easy to obtain, such as having no claims for a number of years, and there are others that sound a bit odd - for example, some companies offer a discount for being married! In any case, discounts can help tremendously to lower your car insurance rates.
Some discounts can be confusing, so first I'll clear up a few of them, A no-claims discount means that you make zero claims for that time period.
It may seem straightforward, but some people seem to believe that it only applies to having no accident-related claims.
A multiple-quote discount requires you to receive quotes from unrelated insurers and then be able to prove that you have.
However, if you ask, you will probably receive an explanation as to what is required for each discount to be received.
The next question one might ask is how they can get more discounts without knowing exactly what to do.
My advice is to make yourself a safe driver; doing so not only reduces your rates without discounts, but several steps you can take to become a safe driver can be rewarded with further discounts, such as enrolling in a defensive driving class, and there are some steps most people aren't aware of, such as having safety features installed on your car.
However, one needs to consider that many discounts require you to pay money.
Although it may sound silly to some, driving yourself to bankruptcy in order to lower your insurance is what some people do.
The trick is to find a median; where you can afford your insurance AND the steps you take to reduce it.
Once you have figured out a balance between what you pay and your savings, you're pretty much set for the car insurance that you've been dreaming of.
These discounts are very helpful, as they save you your money for other expenses.
But, what can you get discounts for? And how can you know what your insurer can offer you regarding discounts? The easiest answer to both of these questions is by asking.
Some discounts are very easy to obtain, such as having no claims for a number of years, and there are others that sound a bit odd - for example, some companies offer a discount for being married! In any case, discounts can help tremendously to lower your car insurance rates.
Some discounts can be confusing, so first I'll clear up a few of them, A no-claims discount means that you make zero claims for that time period.
It may seem straightforward, but some people seem to believe that it only applies to having no accident-related claims.
A multiple-quote discount requires you to receive quotes from unrelated insurers and then be able to prove that you have.
However, if you ask, you will probably receive an explanation as to what is required for each discount to be received.
The next question one might ask is how they can get more discounts without knowing exactly what to do.
My advice is to make yourself a safe driver; doing so not only reduces your rates without discounts, but several steps you can take to become a safe driver can be rewarded with further discounts, such as enrolling in a defensive driving class, and there are some steps most people aren't aware of, such as having safety features installed on your car.
However, one needs to consider that many discounts require you to pay money.
Although it may sound silly to some, driving yourself to bankruptcy in order to lower your insurance is what some people do.
The trick is to find a median; where you can afford your insurance AND the steps you take to reduce it.
Once you have figured out a balance between what you pay and your savings, you're pretty much set for the car insurance that you've been dreaming of.