How would a person go about trying to find out if they have been assessed as high risk drivers? Well there are many factors of which some are very obvious and others are a little less obvious.
Let's start off by talking about one factor that I truly feel should not be considered as much as it usually is and that is the age of the driver.
While it is true that there are some teenage drivers that should be considered high rick auto insurance candidates but a lot of young drivers just are happy to have a car and usually are very responsible while they are on the road.
Other factors involved are getting too many tickets in a short time span, driving while under the influence of alcohol or spending jail time.
Now that we have identified some of the major facts that would make you a candidate for high risk car insurance you need to find out how you can get insured at the lowest rates possible.
The answer here is very simple: the internet.
there are many online websites that will offer even high risk car insurance candidates a chance to get insured but the trick is to pick a site that will give you at least 5 different rate quotes to choose from.
If you are getting just one car insurance quote from one company they don't have to lower their rates for you because they don't have to compete with another car insurance company for your business.
If you can find a website that gives multiple quotes you can save up to 40% on your insurance policy and that will really be something to smile about despite being high risk.
Just make sure you always do your research and never settle for the first quote you get.