If you run a professional massage therapy or bodywork practice€"whether you are the only person working there€"or you have an employer and manage multiple people€"you need to make sure there is a safety checklist in place. This is a key consideration for nearly every business that allows clients or customers onto its property in order to exchange funds for services.
The reason a safety checklist is so important for professionals such as massage therapists and bodyworkers, who are among those who welcome clients onto their property, is because such a checklist can help to prevent possible accidents and injuries. By taking the necessary precautions and remaining vigilant, you may be able to drastically reduce the chances of a client ever filing a legal claim against you and your practice for any kind of damage or injury.
However, there is one item that should be at the very top of your safety checklist, and that item is massage liability insurance. Of course, massage liability insurance is there to protect the safety of your own career and finances, whereas the general safety checklist is geared more toward preventing the kind of legal claims that could threaten your career and finances in the first place. Having massage liability insurance and a thorough safety checklist are equally important.
Some of you may be thinking that with enough forethought and diligence, you can completely remove the possibility of a client or other person ever suffering an accident or injury on the property of your bodywork practice or inside the massage session room. This is not always the case, because even when every precaution has been taken, an accident or injury could still occur. That is, after all, the unpredictable nature of an accident.
This is where massage insurance becomes so important. Massage insurance is the safety net that you put in place to protect your assets in case, despite your best efforts, you are not able to prevent an accident and the subsequent legal claim. With massage therapy liability insurance, you receive the financial coverage you need to go forward through the legal process.
Your massage insurance policy should cover a wide variety of potential client legal claims. Make sure the massage insurance you choose to purchase offers not only general liability coverage, but also professional and product liability coverage as well. With all three of these forms of protection, your massage insurance should be well-equipped to provide any necessary legal and financial coverage.
As an example, the general liability portion of your massage therapy liability insurance is designed to offer coverage in cases where a client claims damage or injury due to some kind of accident, such as a trip and fall, that took place on the property or your practice or inside your session room.
With your safety checklist, you should be consistently checking for any spills, loose rugs or other potential slip and fall hazards. However, when even these precautions fail to prevent an accident, it is your massage therapy liability insurance that will serve as the ultimate safety net.
The reason a safety checklist is so important for professionals such as massage therapists and bodyworkers, who are among those who welcome clients onto their property, is because such a checklist can help to prevent possible accidents and injuries. By taking the necessary precautions and remaining vigilant, you may be able to drastically reduce the chances of a client ever filing a legal claim against you and your practice for any kind of damage or injury.
However, there is one item that should be at the very top of your safety checklist, and that item is massage liability insurance. Of course, massage liability insurance is there to protect the safety of your own career and finances, whereas the general safety checklist is geared more toward preventing the kind of legal claims that could threaten your career and finances in the first place. Having massage liability insurance and a thorough safety checklist are equally important.
Some of you may be thinking that with enough forethought and diligence, you can completely remove the possibility of a client or other person ever suffering an accident or injury on the property of your bodywork practice or inside the massage session room. This is not always the case, because even when every precaution has been taken, an accident or injury could still occur. That is, after all, the unpredictable nature of an accident.
This is where massage insurance becomes so important. Massage insurance is the safety net that you put in place to protect your assets in case, despite your best efforts, you are not able to prevent an accident and the subsequent legal claim. With massage therapy liability insurance, you receive the financial coverage you need to go forward through the legal process.
Your massage insurance policy should cover a wide variety of potential client legal claims. Make sure the massage insurance you choose to purchase offers not only general liability coverage, but also professional and product liability coverage as well. With all three of these forms of protection, your massage insurance should be well-equipped to provide any necessary legal and financial coverage.
As an example, the general liability portion of your massage therapy liability insurance is designed to offer coverage in cases where a client claims damage or injury due to some kind of accident, such as a trip and fall, that took place on the property or your practice or inside your session room.
With your safety checklist, you should be consistently checking for any spills, loose rugs or other potential slip and fall hazards. However, when even these precautions fail to prevent an accident, it is your massage therapy liability insurance that will serve as the ultimate safety net.