Food fit for a king. The motto of caterers everywhere. But you could be in need of a king's ransom if you find yourself on the wrong end of a claim for damages without catering insurance.
Maybe you think it couldn't happen to you. But just consider the risks that every caterer runs. Raw ingredients could be contaminated without you even knowing. An overly enthusiastic but not very experienced trainee could cut corners on required cooking times. Hot fat and boiling liquids can cause burns and scalds.
The fact is that however careful you are either your customers or your staff could end up suffering injury or illness. And they could decide to sue you. If that happens and you don't have caterers insurance - including both public liability and employers' liability - it won't just be a culinary disaster you're looking at. It could be a financial disaster.
But if you do have the right kind of insurance for caterers, you'll know that the cost of any compensation payment as well as all the legal costs - which together could easily run into thousands if not tens of thousands of pounds - will be covered.
(You'll also escape the hefty fines that could be imposed on you if you're employing staff but don't have employers' liability insurance. It's a legal requirement.)
And while you're thinking about insurance, you might also want to cover your equipment against damage and theft. After all, if something happens and you can't afford to replace it, you won't be catering for anyone.
Don't be without the protection you need. Just follow the link to find the caterer insurance that's right for you and your business.
Our catering insurance policies provide a high level of protection to your catering business. We insure both on-site contract caterers and mobile units such as burger vans, ice cream vans and coffee trailers etc. Dealing with the public exposes your catering business to all manner of risks. Serving food that results in a customer being ill, or accidentally spilling hot water that causes bodily injury are just a few hazards caterers need to guard against. Caterers liability insurance protects your business against these unexpected events, giving you one less thing to worry about. It not only pays the legal fees if a claim is made against you, but also any compensation payments if you are found liable. By working closely with our underwriter, Brit Insurance, we are able to offer affordable catering insurance from just £50.40 pa annum - which we believe are amongst the cheapest rates, for caterers, in the UK. Furthermore, our catering insurance policies are specifically worded for the catering industry with few exclusions. Products for caterers include public liability insurance, employers liability insurance & tools equipment insurance. You have the freedom to choose coverage limits. Why not compare our prices by getting your caterers insurance quote here.
Applying for your cheap catering insurance is easy & takes just a few minutes to arrange. If you have any questions along the way, please call our customer services team on 0161 833 2100.
Maybe you think it couldn't happen to you. But just consider the risks that every caterer runs. Raw ingredients could be contaminated without you even knowing. An overly enthusiastic but not very experienced trainee could cut corners on required cooking times. Hot fat and boiling liquids can cause burns and scalds.
The fact is that however careful you are either your customers or your staff could end up suffering injury or illness. And they could decide to sue you. If that happens and you don't have caterers insurance - including both public liability and employers' liability - it won't just be a culinary disaster you're looking at. It could be a financial disaster.
But if you do have the right kind of insurance for caterers, you'll know that the cost of any compensation payment as well as all the legal costs - which together could easily run into thousands if not tens of thousands of pounds - will be covered.
(You'll also escape the hefty fines that could be imposed on you if you're employing staff but don't have employers' liability insurance. It's a legal requirement.)
And while you're thinking about insurance, you might also want to cover your equipment against damage and theft. After all, if something happens and you can't afford to replace it, you won't be catering for anyone.
Don't be without the protection you need. Just follow the link to find the caterer insurance that's right for you and your business.
Our catering insurance policies provide a high level of protection to your catering business. We insure both on-site contract caterers and mobile units such as burger vans, ice cream vans and coffee trailers etc. Dealing with the public exposes your catering business to all manner of risks. Serving food that results in a customer being ill, or accidentally spilling hot water that causes bodily injury are just a few hazards caterers need to guard against. Caterers liability insurance protects your business against these unexpected events, giving you one less thing to worry about. It not only pays the legal fees if a claim is made against you, but also any compensation payments if you are found liable. By working closely with our underwriter, Brit Insurance, we are able to offer affordable catering insurance from just £50.40 pa annum - which we believe are amongst the cheapest rates, for caterers, in the UK. Furthermore, our catering insurance policies are specifically worded for the catering industry with few exclusions. Products for caterers include public liability insurance, employers liability insurance & tools equipment insurance. You have the freedom to choose coverage limits. Why not compare our prices by getting your caterers insurance quote here.
Applying for your cheap catering insurance is easy & takes just a few minutes to arrange. If you have any questions along the way, please call our customer services team on 0161 833 2100.