Auto Insurance and the Uninsured Motorist

103 19
Auto insurance is actually a great thing.
I realize it gets old when you're required to purchase anything - especially insurance you might not even use.
Since you're required by law to purchase auto insurance anyway - you should take a serious look at purchasing uninsured motorist insurance.
Often, the extra coverage doesn't add much money to your policy - but the consequences of not owning uninsured motorist with your auto insurance policy could be devastating.
Just as people are legally required to obey the speed limit - often folks make the choice of exceeding that speed limit..
...
right? Well, just as auto insurance is required by law - sometimes people make foolish decisions to drive without auto insurance - the uninsured motorist.
It happens - don't be fooled.
Every day people drive without proper auto insurance coverage.
Sure, they'll most likely get caught sooner or later.
But think about the potential consequences to you if they happen to cause an auto accident - causing serious damage to your vehicle? Will your auto insurance policy cover the damage to your vehicle? If you only have liability auto insurance - your coverage will probably only apply when you cause an auto accident and damage to another person's vehicle.
This means the uninsured motorist will have caused serious damage to your vehicle - and nobody is going to help you fix your auto.
Sure, you can try to sue this person - however, if they're driving illegally - without any auto insurance - you probably won't be able to get a dime out of them anyway.
Not good! This is why I would recommend you take a look at your auto insurance policy and check to see if it covers damage from the uninsured motorist.
If your auto insurance policy doesn't cover uninsured motorists - you should ask how much money it will cost to add this coverage.
It might only cost a few dollars extra per month.
E Lawrence Welch
Subscribe to our newsletter
Sign up here to get the latest news, updates and special offers delivered directly to your inbox.
You can unsubscribe at any time

Leave A Reply

Your email address will not be published.