• Maryland's housing assistance programs help renters and owners.house image by cegli from Fotolia.com
  
  Housing assistance programs provide hard-working families and people with disabilities help finding a home that suits their needs. States often sponsor programs through Section 8, a federal law that provides housing subsidies for low-income families and individuals. In Maryland, there are organizations that work with individuals and the government to find people their new homes.
  
  

Maryland Department of Housing and Community Development

• The Maryland Department of Housing and Community Development sponsors several housing assistance programs. The Maryland Mortgage Program has helped thousands of families buy homes. For homeowners struggling to stay in their homes, the agency has developed the Bridge to Hope loan program to provide short-term loans to get them over a financial hump. The Lifeline and Homesaver Refinance Mortgage programs are intended to save homeowners from foreclosure.
  
  DHCD offers rental housing program aimed to provide affordable housing for families, seniors and those with special needs. The agency also works closely with community members to revitalize their neighborhoods.
  
  Maryland Department of Housing and Community Development
  
  100 Community Place
  
  Crownsville, MD 21032
  
  410-514-7000
  
  mdhousing.org
  
  

Maryland Association of Housing and Redevelopment Agencies

• The Maryland Association of Housing and Redevelopment Agencies aims to create affordable housing and safe communities, especially for low- or middle-income residents. It works with housing development officials to make sure they have the education and tools necessary to serve Maryland communities.The association also advocates for appropriate housing laws and policies.
  
  Maryland Association of Housing and Redevelopment Agencies
  
  P.O. Box 55
  
  Glen Burnie, MD 21060
  
  410-535-5010
  
  mahra.net
  
  

Housing Opportunites Commission of Montgomery County

• The Housing Opportunities Commission of Montgomery County, Maryland, is a public housing agency providing housing and supportive services to low- and moderate-income families. With funding from Montgomery County, the commission also operates as a housing development and finance agency. The commission also provides housing programs for homeless individuals and families.
  
  Housing Opportunities Commission
  
  10400 Detrick Avenue
  
  Kensington, MD 20895
  
  240-773-9000
  
  hocmc.org