Finding Cheap Travel Insurance Is Simple
Purchasing direct from the travel insurance company is by far the most economical option, beating travel agents hands down by around 50% and potentially saving hundreds of dollars. Step that up a notch to not only purchasing direct from the insurer, but purchasing direct over the Internet, and you"ll get the cheapest travel insurance deals.
Depending whether you belong to the generations who grew up doing everything over the Internet, or if this form of technology is all a bit new, some travellers "" IT savvy or not "" can feel cautious about finalising something as critical as travel insurance through a web site.
Cheap online travel insurance company, 1 Cover.com.au, say that by purchasing online travellers need not be left with a site full of confusing tables and information that don"t tell them what they need to know.
"We"ve set our site up in a totally user-friendly, secure format to answer any questions travellers may have," 1 Cover say, "If there is a question we haven"t considered, our customer service team is available to assist 7-days a week. While we are an online company, we still understand that sometimes nothing can substitute for personal contact and a two way conversation."
When Purchasing Via the Internet"
Two important points to watch out for when purchasing cheap holiday travel insurance via the Internet "" make sure of the bona fides of the company and read the policy to be certain of exactly what you are covered for and by how much.
Naturally you"ll need to be sure any policy advertised as cheap travel health insurance provides rock solid, essential, protection for hospital and medical expenses plus transport and repatriation home.
Some travellers, particularly backpackers, understand the need for purchasing the essentials, but often skimp on covering luggage and personal items. Before deciding on cheap travel insurance, Australia wide or for overseas, backpackers should do a count on how much it would cost to replace lost belongings. The major financial impact of replacing everything could come as quite a shock.
Another point to verify is your ability to extend overseas cover indefinitely. Freedom is one of the reasons you travel so make sure freedom is a flow on benefit of your cheap backpacker travel insurance.
Cheap travel insurance is an essential part of travel because sickness, illness, loss and theft are all a part of the reality of life.