Individuals finance their monthly expenses either with their monthly earnings from different sources ie, job, business etc. However, many individuals in the society do not income source due to their physical or mental disability. The disabled persons in federal countries like UK are eligible to receive the small monthly cash benefits from the Department of Social Schemes (DSS). However, a person on DSS benefits during some period finds his cash benefit insufficient for his monthly expenses. This situation arises due to the sudden expenses such as interest due of previous debt, heavy credit card bill, high telephone bill etc.

Many lenders in UK nowadays are offering personal loans for people on DSS benefits. The money available with loans for people on benefits is between 100-1500 pounds. The availed cash through this programme can be used till 14-30 days. But the lenders have some preconditions for the small cash loans:

1.A person should be an UK citizen and be above 18 years age,
2.A person should be receiving cash benefits from DSS for past 6 months &
3.A person should have an active bank account for the purpose of loan transfer.

A person can apply online on the website of a lender for getting monetary assistance under this loan plan. The small fund arrives into the bank account of a lender in 24 hours after his loan amount is approved by his lender. An individual on DSS benefit is not required to submit his previous credit record or property mortgage to a lender for this loan. Therefore, persons with bad debt cases ie, CCJs, IVAs, loan Arrears etc. are also welcomed for loans for people on benefits. However, people must adhere to the repayment deadlines of small cash advances. Otherwise they will be burdened with fines and extra interests by their lenders.