Your Guide to Selecting the Right Airline Miles Card to Suit Your Needs
Airline-Sponsored/Specific Reward Credit Cards There are different types of airline reward cards in the market and you can choose the one that fits your needs.
For instance, if you usually fly with one particular carrier, you may choose an airline miles card that is sponsored by your favourite airline.
Thus, each time you purchase tickets from your favourite airline, you can earn more points and more discounts.
Examples of sponsored airline credit cards are the British Airways Visa Card, United Airlines Mileage Signature Visa Card, AAdvantage World MasterCard and Delta American Express SkyMiles.
Bank-Sponsored and Generic Airline Credit Cards Are you the type of traveller who flies with different carriers?DO you often take the airline that offers the most affordable rate?Or perhaps there are no major airline companies where you live? If you answered yes to these questions then a generic miles reward card may be a more practical choice for you.
Since these cards are not sponsored by any airline, you can redeem your miles points from any carrier available.
A generic airline card also gives you more flexibility when it comes to booking flights.
Furthermore, unlike sponsored airline cards, a generic reward card often carries no annual fees and requires lower mileage points to qualify.
Examples of non-sponsored airline miles reward credit cards is the Discover Miles Cards.
Wise Use of Airline Miles Credit Cards Reward credit cards often come with higher APR than cards without reward programs.
This is why you need to be very careful with your choice.
More importantly, you need to know how to use the card to your advantage.
To avoid the interest costs altogether, don't even think about carrying over a balance.
Pay your charges in full all the time.
Be conscious about your payment due dates as some reward card penalize their holders by forfeiting those hard-earned points from your account.
Last but not the least; examine carefully the rules of your chosen credit card's reward program.
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