Can I remodel my credit rating if?
I had to own my dad co-sign for my car loan a couple of years ago. I didn't hold bad credit at the time, it be just that I didn't really own a credit history so they required a co-signer. I have never be late on a pocket money and often recompense more then the minimum. Is it worthwhile to see if my ridge will remove my Dad as the co-signer in the interest of on the way my credit score?
Can I rent an apartment near simply a fruitless credit win of 546?
I'm applying for an apartment right now and won't know anything for a few days. I'm hoping my credit ranking won't get surrounded by the way of self approved. I've rented an apartment before and never broke my lease, but I have trouble finding a job after graduation, and as a result, I couldn't be paid my credit card payments. My score dropped drastically (despite regularly making payments for almost 2 years) and I'm a bit worried. I should've told the manager almost my credit, but I was so excited in the region of the apartment that I forgot. Is it still possible for me to rent despite my bad credit?
Can I report payments made on someone else's credit report?
I have purchased a few properties, fixed them up and resold them holding the note. Can I report on the clearing records, two of these people have bad credit histories, but have fail-safe payment records to me.
Can i still use my v.a. loan for a house beside credit cards contained by collections?
all of my credit cards are contained by collections going on six years now. but i want to get hold of a home for my family and i dont know if i should linger for the bad credit to clear or move about ahead and request the loan.
Can my boyfriend's devout credit back my desperate credit?
We are planning on getting married and purchase our first home soon, but my bad credit scares him, I don't blame him!! I hold paid most of my debt off, but I believe I still hold 3 open accounts, that I have not attempted to money off, along with a sports car repo. I don't know if it would be better to not get married and let him buy our home alone, or if he could help out me rebuild my credit by adding me to his credit card accounts and or checking explanation. Would my bad credit affect his good credit negatively? How would getting married affect one anothers credit?
Can you be hired on the NYPD next to bleak credit?
i recently was denied employment as a deposit guard because i have bad credit. I am also aplying next to the NYPD and now i am concerned that i will get alike result. Will this be a factor in being hired as a police officer? I enjoy no criminal record and i do not belive that having money problems shoud be grounds for not mortal hired for a job. Has anyone else had this problem? and have anyone gone through the NYPD hiring process with bad credit
Can you clear fruitless debt stale your justification when it's not yours?
A family appendage accidently applied for an accout by scoring my name stale the pre-printed application and writing theirs in but it come through as my name and they never cancelled the reason. They had problems paying for the outstanding items but after 4 months of slowly payments it finally was cleared.i informed the company but they said they can not do anything despite have proof it is not mine.i got my credit report today and its splashed it as bad credit against my given name. :(Can anyone tell me if nearby is a way that i can clear this desperate credit off my dub?
Can you enlighten me if this is a devout credit card for a 19 year dated?
im 19, and have no credit but this is a instant approval credit cardLow APR on purchases Reports monthly to 4 Major Credit Bureaus A Credit Card for Those beside Less than Perfect Credit! Gold Card Prestige Apply today for a MasterCard/Visa Know Instantly if you¡¯re Approved! Intro APR N/A Intro PeriodN/A Annual Fee48$ Setup Fee 29$ APR 9.9% Credit Required Bad Credit okayFirst Premier Bank Gold MasterCard(R)
Can you really repair 'bad credit' on your own, ? How?
A friend has some unpunctually payments and some old credit card bills as all right as an incorrect item on her credit. How can this be repaired. She does not have the funds for an attorney and those companies that claim to "repair impossible credit" are sometimes a scam. Help me to help her.
Can you repair your own impossible credit?
I have just this minute researched information on repairing bad credit after liquidation, etc. It appears that items, whether true or false can legally be disputed from yourself as frequent as every 30 days. And, unless the credit bureau agencies can provide valid proof (from the untested creditors) within a 30 afternoon period, they must remove the derogatory credit from your folder. Although it can take 2 - 3 times of writing dispute parcels to actually draw from a response, this seems terribly interesting. It also appears that the FCRA is really in the consumers favor, but not really advertise to us because the 3 major bureaus profit from our credit history. Any experience/advice on someone cleaning up their own desperate credit (not through credit repair scams)?
Car Finance Help Wanted?
Hello all, I am simply wonering if I could pick your brains for a minute!.I am on the look out for a company who can offer me motor finance. My circumstances are not great, as I do own some bad credit from up to that time, to which is still on my credit file, but I do know in attendance are companies out there that can relief because of this. But to add to this, I be working full time up until last month, and enjoy now turned self employed after I started my own internet radio station, to which is doing capably, and a regular income is coming in respectively month for advertising and such approaching.Does anyone know of any car nouns companies out there, who bear on people next to bad credit, and who hold been self employed for short time.I am not after a top of the extent car, only something between lb1500-lb3000Thanks for looking
Car loan beside no proof of income?
I need a sports car loan but my husbands cash paying available job will not give him any proof of income. We also enjoy bad credit.
Car loan near not so perfect or below average credit evaluation.?
Because the market is so fruitless right now. and the US dollar sucks.. will coup¨¦ dealerships/loan offices be more accommodating on interest rates because of bad credit basically because they want to make the mart? I don't mean afford me the 0% apr you always see for relations with fitting credit. I just show instead of 20% like I deserve, getting something more likely like 12%?
Car loan possible, for a human being minus ANY credit?
Im nineteen, and I can't get credit cars, due to my denial of a credit history. Im on my own and despararetly need a vehicle, to achieve back and forth to work. I don't know how or where on earth to go to recieve a sports car loan. My parents cannot co-sighn it, due to the fact they enjoy bad credit? Any suggestions, as to what I should do? HELP
Car Loans and getting stuck knotty?
I have a 99 chevy blazer 114,000 I owe 7500 still interest rate is 22% I own bad credit and the truck desires repairs. Can't refinance I am thinking of trading in and adding up difference to loan I have desperate credit but make my saloon note regularly can I ask for a better interest rate?
Car suggestion? Interest Rates?
What is the average interest rate on a vehicle for someone who has bad credit (not really established enough)? I graduate from college last year, and have be working with a company for about a year. I a short time ago want to know what's the best way to go nearly getting a nice car (import, rather than domestic) at an a clad interest rate. I have no co-signer as well. Help!!
Car Title Loans?
I have bad credit and have need of a loan. I saw an ad in the phone book for loans that you can go and get if you put your car up as collateral and they don't check your credit. Has anyone ever tried this and if so is it a good concept?
CashCall.com - Loan and Financing for Bad Credit?
My friend was approved for a loan of $2600 from Cashcall.com. The jargon of the loan is payback of $216 over 3 years and the additional vocabulary are:ANNUAL PERCENTAGE RATE99.23 % FINANCE CHARGEThe dollar amount the credit will cost me $6,770.11 AMOUNT FINANCEDThe amount of credit provided to me $2,525.00 TOTAL OF PAYMENTSThe amount I will have remunerated after all payments are made as programmed $9,295.11 Our question is - What would it cost her to wages this loan off surrounded by one month instead of 3 years with adjectives that additional interestIf she looked-for to pay this loan stale in one month instead of 3 years, what would be the total payoff?
CCJ Question!!?
I got a CCJ contained by May 2002 (Student Loan debt that I forgot to defer when went travelling). I'm making payments every month presently to them, have be for the last couple of years and will verbs to do so until it is paid within full. It should be removed from my credit history after 6 years (this May) but the judgment will not be thrilled by then as I'll still owe them a couple of impressive.I'm concerned that even though I'm paying it back, they may re-register the CCJ. Does anyone know if they are feasible to do this? I don't want bad credit for the subsequent 6 years too! Cheers :)
Charged past its sell-by date credit cards??
I know that charged bad credit cards will slop bad your credit after 7 years... my put somebody through the mill is... from what date do they run by? Is the date of later return or the date it be charged stale?
chargeoffs?
If someone is trying to clean up their credit and near are charge-offs,should they try and pay these stale or just forget roughly speaking them? I have a customer that have really bad credit but desires to buy a home and i have teken it upon myself to attempt to backing them clean their credit. They hold civil judgements they will pay first and next there are these two charge offs on autos... I am not sure whether they should wages them off or what. I be thinking that maybe if they recompense on them for a year and show that they can make the payments for a year it will look dutiful to the finance companies. Any suggestions?
Co sign problems?
I would like to know what ways in that are to remove or change a co-signer on a motorcycle? Also, is it possible to convert the co-signer to a different co-signer .the story is i live in dallas and i own a son that lives in california and he come over to tx to get a 06 chopper motorcycle . but he have bad credit so they wouldnt agree to him take the motorcycle. so he told me to co sign and promised that he would dispatch me the payments on time . and he hasnt transport me one yet so ive be here stuck sending him the payments . what can i do . please help .the bike is over 40,000 dollars for 8 years .i cant afford to dispatch anymore .
Collection agency and the creditor didnt contact me at all(Canada)partial bill?
i had a root waterway done by a specialist and its not completed , i told them i was below par and they have the completion of the root strait on hold. I offerd to pay for the root waterway in full contained by october 2006 , The girl told me they cant bill me untill the root canal is completed. I enjoy not heard from them since December 2006 when i asked to to put me on hold due to my strength. They agreed. Today i received a collection agency bill for that dentist. I have not be forwarned of the bill no call no mail? so how do i carry rid of the bad credit rating? i call collection office haha ya right the woman talk on top of me and demanded i owe a debt. i call dentist office said excaly what i said here , she said we cant aid you now we sent it to collections...i must own rights. i want them to remove this since they the denist office did not try to contact me for money of an deficient service and not warm me of sending to a collection service.
Collection Agency on my report - and I want to buy a house.?
I got on the dole 4 years ago, and had a $6K CC that go to collections. I want to buy a house. All of my bills after I got re-employed are current and surrounded by good standing. Altogether I owe in the region of 10k, 9k being student loans that are within satisfactory accounts. Still own collections reaging the debt claiming I owe them this money. I am not interested in settling because 1) productive creditor sold the account and 2) wrote it past its sell-by date as a loss. Me on the other hand am stuck next to 7 years bad credit, as consequences of a lay-off. Down to 2 and a partially years before the time the FCRA claims I can remove this bad my report, 1 1/2 yr from SOL. The collection agency never bothers me, theyjust send me a adjectives letter twice a year.So my cross-examine is - I almost have the downpayment I obligation for a small condo, and paying off the collection agency re-ages the debt and does zilch for my score, if anything it is kept longer. So can I still buy a house?
Collections mortal delete bad credit...?
When you have a negitive deleted from your credit record, does your score improve automatically right afterwards or is it a progressive rebuilding afterwards?
combining credit reports?
I have really good credit, but my bf have VERY bad credit, beside outstanding delinquencies from like 5 years ago. what happen when we get married? do they start a alien credit report for the accounts with the 2 of us or "combine" our reports? or in recent times keep us seperate?
Considering collapse.?
All my debt is in collections? Would you profile bankruptcy or not? Bad credit is slaughter me. Is it better to try and pay what's surrounded by collections, or file?
Credit Burea NEED URGETN HELP!?
I am in dispute near a bill, how owuld I go around making a report so I don't get burried contained by bad credit hwiel I sort this adjectives out?I live in Illinois
Credit Card Bill Payment?
ok so last month i was standard by the bank to give me a Credit Card, i get 1,500$ from them.. so i spent 450$ on junk stuff like dvd, music cd's, stuff close to that.. but my father said that i have to pay them subsidise that 450 $. Because it was a loan from the bank, and if i don't reward then back i receive bad credit, but the problem is that there not billing me to lower the money i owe them. is here anyway to give the bank here money before them bill me.. because 450$ is to much for me i hope that i can lower it
Credit card debt?
ok so here is my issue... i managed to procure myself into about $8000 contained by credit card debt (on 2 cards) my minimum payments are $90 and $70... im having trouble getting plenty money for these payments and with the interest i'm afraid i'll never money them off. I tried to capture a 0% interest card to transfer the balance too, but i cant get one near that high of a boundary. What is my best option to take myself out of this whole (i cut up the cards already ha) anything that wont hand over me bad credit?
More Bad Credit questions please visit : Credit12345.com
I had to own my dad co-sign for my car loan a couple of years ago. I didn't hold bad credit at the time, it be just that I didn't really own a credit history so they required a co-signer. I have never be late on a pocket money and often recompense more then the minimum. Is it worthwhile to see if my ridge will remove my Dad as the co-signer in the interest of on the way my credit score?
Can I rent an apartment near simply a fruitless credit win of 546?
I'm applying for an apartment right now and won't know anything for a few days. I'm hoping my credit ranking won't get surrounded by the way of self approved. I've rented an apartment before and never broke my lease, but I have trouble finding a job after graduation, and as a result, I couldn't be paid my credit card payments. My score dropped drastically (despite regularly making payments for almost 2 years) and I'm a bit worried. I should've told the manager almost my credit, but I was so excited in the region of the apartment that I forgot. Is it still possible for me to rent despite my bad credit?
Can I report payments made on someone else's credit report?
I have purchased a few properties, fixed them up and resold them holding the note. Can I report on the clearing records, two of these people have bad credit histories, but have fail-safe payment records to me.
Can i still use my v.a. loan for a house beside credit cards contained by collections?
all of my credit cards are contained by collections going on six years now. but i want to get hold of a home for my family and i dont know if i should linger for the bad credit to clear or move about ahead and request the loan.
Can my boyfriend's devout credit back my desperate credit?
We are planning on getting married and purchase our first home soon, but my bad credit scares him, I don't blame him!! I hold paid most of my debt off, but I believe I still hold 3 open accounts, that I have not attempted to money off, along with a sports car repo. I don't know if it would be better to not get married and let him buy our home alone, or if he could help out me rebuild my credit by adding me to his credit card accounts and or checking explanation. Would my bad credit affect his good credit negatively? How would getting married affect one anothers credit?
Can you be hired on the NYPD next to bleak credit?
i recently was denied employment as a deposit guard because i have bad credit. I am also aplying next to the NYPD and now i am concerned that i will get alike result. Will this be a factor in being hired as a police officer? I enjoy no criminal record and i do not belive that having money problems shoud be grounds for not mortal hired for a job. Has anyone else had this problem? and have anyone gone through the NYPD hiring process with bad credit
Can you clear fruitless debt stale your justification when it's not yours?
A family appendage accidently applied for an accout by scoring my name stale the pre-printed application and writing theirs in but it come through as my name and they never cancelled the reason. They had problems paying for the outstanding items but after 4 months of slowly payments it finally was cleared.i informed the company but they said they can not do anything despite have proof it is not mine.i got my credit report today and its splashed it as bad credit against my given name. :(Can anyone tell me if nearby is a way that i can clear this desperate credit off my dub?
Can you enlighten me if this is a devout credit card for a 19 year dated?
im 19, and have no credit but this is a instant approval credit cardLow APR on purchases Reports monthly to 4 Major Credit Bureaus A Credit Card for Those beside Less than Perfect Credit! Gold Card Prestige Apply today for a MasterCard/Visa Know Instantly if you¡¯re Approved! Intro APR N/A Intro PeriodN/A Annual Fee48$ Setup Fee 29$ APR 9.9% Credit Required Bad Credit okayFirst Premier Bank Gold MasterCard(R)
Can you really repair 'bad credit' on your own, ? How?
A friend has some unpunctually payments and some old credit card bills as all right as an incorrect item on her credit. How can this be repaired. She does not have the funds for an attorney and those companies that claim to "repair impossible credit" are sometimes a scam. Help me to help her.
Can you repair your own impossible credit?
I have just this minute researched information on repairing bad credit after liquidation, etc. It appears that items, whether true or false can legally be disputed from yourself as frequent as every 30 days. And, unless the credit bureau agencies can provide valid proof (from the untested creditors) within a 30 afternoon period, they must remove the derogatory credit from your folder. Although it can take 2 - 3 times of writing dispute parcels to actually draw from a response, this seems terribly interesting. It also appears that the FCRA is really in the consumers favor, but not really advertise to us because the 3 major bureaus profit from our credit history. Any experience/advice on someone cleaning up their own desperate credit (not through credit repair scams)?
Car Finance Help Wanted?
Hello all, I am simply wonering if I could pick your brains for a minute!.I am on the look out for a company who can offer me motor finance. My circumstances are not great, as I do own some bad credit from up to that time, to which is still on my credit file, but I do know in attendance are companies out there that can relief because of this. But to add to this, I be working full time up until last month, and enjoy now turned self employed after I started my own internet radio station, to which is doing capably, and a regular income is coming in respectively month for advertising and such approaching.Does anyone know of any car nouns companies out there, who bear on people next to bad credit, and who hold been self employed for short time.I am not after a top of the extent car, only something between lb1500-lb3000Thanks for looking
Car loan beside no proof of income?
I need a sports car loan but my husbands cash paying available job will not give him any proof of income. We also enjoy bad credit.
Car loan near not so perfect or below average credit evaluation.?
Because the market is so fruitless right now. and the US dollar sucks.. will coup¨¦ dealerships/loan offices be more accommodating on interest rates because of bad credit basically because they want to make the mart? I don't mean afford me the 0% apr you always see for relations with fitting credit. I just show instead of 20% like I deserve, getting something more likely like 12%?
Car loan possible, for a human being minus ANY credit?
Im nineteen, and I can't get credit cars, due to my denial of a credit history. Im on my own and despararetly need a vehicle, to achieve back and forth to work. I don't know how or where on earth to go to recieve a sports car loan. My parents cannot co-sighn it, due to the fact they enjoy bad credit? Any suggestions, as to what I should do? HELP
Car Loans and getting stuck knotty?
I have a 99 chevy blazer 114,000 I owe 7500 still interest rate is 22% I own bad credit and the truck desires repairs. Can't refinance I am thinking of trading in and adding up difference to loan I have desperate credit but make my saloon note regularly can I ask for a better interest rate?
Car suggestion? Interest Rates?
What is the average interest rate on a vehicle for someone who has bad credit (not really established enough)? I graduate from college last year, and have be working with a company for about a year. I a short time ago want to know what's the best way to go nearly getting a nice car (import, rather than domestic) at an a clad interest rate. I have no co-signer as well. Help!!
Car Title Loans?
I have bad credit and have need of a loan. I saw an ad in the phone book for loans that you can go and get if you put your car up as collateral and they don't check your credit. Has anyone ever tried this and if so is it a good concept?
CashCall.com - Loan and Financing for Bad Credit?
My friend was approved for a loan of $2600 from Cashcall.com. The jargon of the loan is payback of $216 over 3 years and the additional vocabulary are:ANNUAL PERCENTAGE RATE99.23 % FINANCE CHARGEThe dollar amount the credit will cost me $6,770.11 AMOUNT FINANCEDThe amount of credit provided to me $2,525.00 TOTAL OF PAYMENTSThe amount I will have remunerated after all payments are made as programmed $9,295.11 Our question is - What would it cost her to wages this loan off surrounded by one month instead of 3 years with adjectives that additional interestIf she looked-for to pay this loan stale in one month instead of 3 years, what would be the total payoff?
CCJ Question!!?
I got a CCJ contained by May 2002 (Student Loan debt that I forgot to defer when went travelling). I'm making payments every month presently to them, have be for the last couple of years and will verbs to do so until it is paid within full. It should be removed from my credit history after 6 years (this May) but the judgment will not be thrilled by then as I'll still owe them a couple of impressive.I'm concerned that even though I'm paying it back, they may re-register the CCJ. Does anyone know if they are feasible to do this? I don't want bad credit for the subsequent 6 years too! Cheers :)
Charged past its sell-by date credit cards??
I know that charged bad credit cards will slop bad your credit after 7 years... my put somebody through the mill is... from what date do they run by? Is the date of later return or the date it be charged stale?
chargeoffs?
If someone is trying to clean up their credit and near are charge-offs,should they try and pay these stale or just forget roughly speaking them? I have a customer that have really bad credit but desires to buy a home and i have teken it upon myself to attempt to backing them clean their credit. They hold civil judgements they will pay first and next there are these two charge offs on autos... I am not sure whether they should wages them off or what. I be thinking that maybe if they recompense on them for a year and show that they can make the payments for a year it will look dutiful to the finance companies. Any suggestions?
Co sign problems?
I would like to know what ways in that are to remove or change a co-signer on a motorcycle? Also, is it possible to convert the co-signer to a different co-signer .the story is i live in dallas and i own a son that lives in california and he come over to tx to get a 06 chopper motorcycle . but he have bad credit so they wouldnt agree to him take the motorcycle. so he told me to co sign and promised that he would dispatch me the payments on time . and he hasnt transport me one yet so ive be here stuck sending him the payments . what can i do . please help .the bike is over 40,000 dollars for 8 years .i cant afford to dispatch anymore .
Collection agency and the creditor didnt contact me at all(Canada)partial bill?
i had a root waterway done by a specialist and its not completed , i told them i was below par and they have the completion of the root strait on hold. I offerd to pay for the root waterway in full contained by october 2006 , The girl told me they cant bill me untill the root canal is completed. I enjoy not heard from them since December 2006 when i asked to to put me on hold due to my strength. They agreed. Today i received a collection agency bill for that dentist. I have not be forwarned of the bill no call no mail? so how do i carry rid of the bad credit rating? i call collection office haha ya right the woman talk on top of me and demanded i owe a debt. i call dentist office said excaly what i said here , she said we cant aid you now we sent it to collections...i must own rights. i want them to remove this since they the denist office did not try to contact me for money of an deficient service and not warm me of sending to a collection service.
Collection Agency on my report - and I want to buy a house.?
I got on the dole 4 years ago, and had a $6K CC that go to collections. I want to buy a house. All of my bills after I got re-employed are current and surrounded by good standing. Altogether I owe in the region of 10k, 9k being student loans that are within satisfactory accounts. Still own collections reaging the debt claiming I owe them this money. I am not interested in settling because 1) productive creditor sold the account and 2) wrote it past its sell-by date as a loss. Me on the other hand am stuck next to 7 years bad credit, as consequences of a lay-off. Down to 2 and a partially years before the time the FCRA claims I can remove this bad my report, 1 1/2 yr from SOL. The collection agency never bothers me, theyjust send me a adjectives letter twice a year.So my cross-examine is - I almost have the downpayment I obligation for a small condo, and paying off the collection agency re-ages the debt and does zilch for my score, if anything it is kept longer. So can I still buy a house?
Collections mortal delete bad credit...?
When you have a negitive deleted from your credit record, does your score improve automatically right afterwards or is it a progressive rebuilding afterwards?
combining credit reports?
I have really good credit, but my bf have VERY bad credit, beside outstanding delinquencies from like 5 years ago. what happen when we get married? do they start a alien credit report for the accounts with the 2 of us or "combine" our reports? or in recent times keep us seperate?
Considering collapse.?
All my debt is in collections? Would you profile bankruptcy or not? Bad credit is slaughter me. Is it better to try and pay what's surrounded by collections, or file?
Credit Burea NEED URGETN HELP!?
I am in dispute near a bill, how owuld I go around making a report so I don't get burried contained by bad credit hwiel I sort this adjectives out?I live in Illinois
Credit Card Bill Payment?
ok so last month i was standard by the bank to give me a Credit Card, i get 1,500$ from them.. so i spent 450$ on junk stuff like dvd, music cd's, stuff close to that.. but my father said that i have to pay them subsidise that 450 $. Because it was a loan from the bank, and if i don't reward then back i receive bad credit, but the problem is that there not billing me to lower the money i owe them. is here anyway to give the bank here money before them bill me.. because 450$ is to much for me i hope that i can lower it
Credit card debt?
ok so here is my issue... i managed to procure myself into about $8000 contained by credit card debt (on 2 cards) my minimum payments are $90 and $70... im having trouble getting plenty money for these payments and with the interest i'm afraid i'll never money them off. I tried to capture a 0% interest card to transfer the balance too, but i cant get one near that high of a boundary. What is my best option to take myself out of this whole (i cut up the cards already ha) anything that wont hand over me bad credit?
More Bad Credit questions please visit : Credit12345.com