DUI is the short form for "driving under influence".
DUI insurance is the car insurance coverage which is given to a person who has a drinking and driving record.
A number of reported vehicular accidents were due to drunk drivers.
If you have seen the news even Hollywood stars were charged of driving under the influence.
DUI cases had been a constant concern.
Some people who had a great time partying or having a drinking session with friends tend to be reckless.
They never thought of the consequences of their actions just like when they are driving.
What are the consequences if you had been charged of DUI's? If you are a little lucky and no one got hurt, you will be spending considerable amount of time at the police station.
You may even be requested to get a lawyer and be tried at court.
Likewise, it will definitely affect your insurance.
Is there DUI insurance? What does it cover? Some people equated DUI insurance with the filing of SR 22.
DUI insurance is the car insurance coverage which is given to a person convicted of drunk driving and SR 22 is financial responsibility required.
A SR 22 is filed upon your request by your insurance company to the Department of Motor Vehicle.
This states that you have complied with the financial responsibilities required of you.
This is usually required if you have incurred previous violations like driving under the influence.
If you have existing car insurance, after you have been convicted with DUI, your insurer would most likely increase your premiums for hundred folds.
The disadvantage of this is that you have no choice but to dole out a lot of cash in paying your insurer, who by then have classified you as a high-risk client.
A DUI car insurance would be required for almost ten years in most states.
Another scenario would be, your insurance company would just dropped you off if they think your being a high-risk classification would cost them a lot of money.
If your insurance company would reject you, then you will have a difficult time searching for another company that would agree on the DUI insurance that you would need.
Do not expect to get an insurance that is cheap, just by accepting you, the insurer is already gambling the cost of expenses they might incur.
Prevention is always the best solution.
You do not have to go through all the trouble of getting DUI insurance just because you got careless of yourself got dunk and drove home.
The policies created regarding DUI is but necessary in order to maintain peace and order and avoid road accidents that can cause other people's lives or your own.
We all need safety and security on the road.
DUI insurance is the car insurance coverage which is given to a person who has a drinking and driving record.
A number of reported vehicular accidents were due to drunk drivers.
If you have seen the news even Hollywood stars were charged of driving under the influence.
DUI cases had been a constant concern.
Some people who had a great time partying or having a drinking session with friends tend to be reckless.
They never thought of the consequences of their actions just like when they are driving.
What are the consequences if you had been charged of DUI's? If you are a little lucky and no one got hurt, you will be spending considerable amount of time at the police station.
You may even be requested to get a lawyer and be tried at court.
Likewise, it will definitely affect your insurance.
Is there DUI insurance? What does it cover? Some people equated DUI insurance with the filing of SR 22.
DUI insurance is the car insurance coverage which is given to a person convicted of drunk driving and SR 22 is financial responsibility required.
A SR 22 is filed upon your request by your insurance company to the Department of Motor Vehicle.
This states that you have complied with the financial responsibilities required of you.
This is usually required if you have incurred previous violations like driving under the influence.
If you have existing car insurance, after you have been convicted with DUI, your insurer would most likely increase your premiums for hundred folds.
The disadvantage of this is that you have no choice but to dole out a lot of cash in paying your insurer, who by then have classified you as a high-risk client.
A DUI car insurance would be required for almost ten years in most states.
Another scenario would be, your insurance company would just dropped you off if they think your being a high-risk classification would cost them a lot of money.
If your insurance company would reject you, then you will have a difficult time searching for another company that would agree on the DUI insurance that you would need.
Do not expect to get an insurance that is cheap, just by accepting you, the insurer is already gambling the cost of expenses they might incur.
Prevention is always the best solution.
You do not have to go through all the trouble of getting DUI insurance just because you got careless of yourself got dunk and drove home.
The policies created regarding DUI is but necessary in order to maintain peace and order and avoid road accidents that can cause other people's lives or your own.
We all need safety and security on the road.