Once a person has gotten a DUI charge, it is very difficult to find an insurance policy for a cheap rate. DUI charges are a big deal when it comes to insurance companies, because once a person has one on their record, they are often more likely to have another in the future. Insurance companies do not want to be liable for a DUI charge or accident, so when they do insure someone with one on their driving history, it typically is not cheap. There are some insurance companies, however, which do have cheaper rates for drivers with a DUI in their past. San Diego Auto Insurance is one such company.

 

At San Diego Auto Insurance, we provide cost-efficient insurance to all drivers. There are plenty of ways to even save more on your insurance if you fall into the categories below:

• You are a safe driver. After all, no one likes reckless and dangerous drivers on the road.


• You drive a new vehicle. New Cars are less prone to mechanical failures.


• You are a student. Everyone likes students.


• Your vehicle has motorized seatbelts and came with airbags from the factory.


• Your Car is equipped with Anti-Lock Brakes.


• Your vehicle is equipped with an Anti-Theft device.


• You purchase a multiple policy by combining your home or health insurance with your auto insurance

When someone has a DUI in their driving history, they are often known as a high risk driver. A lot of San Diego insurance companies feel very strongly about not having people with DUI charges on their record be a policy holder. It is very important to know that if you have had a DUI in the past, you are still eligible for car insurance once the law allows you to; you may just have to pay more than the typical driver.
If someone with a DUI charge has a clean record prior to the DUI or afterwards, they are more likely to have cheaper car insurance available to them. It will still be more costly than regular car insurance, but it will be much cheaper than if they were to have multiple accidents, tickets, and other traffic problems on their driving record. DUI coverage can be found at Car Insurance San Diego. Talk with one of our representatives today about what type of insurance coverage you will need when it comes to your states laws and regulations regarding past DUI charges.