A lot of people choose to operate a motor scooter, instead of a regular vehicle, because the costs involved in doing so are so much less. You can save money in a lot of ways, with fuel costs being at the top of the list. However, one cost you won't be able to escape is the cost of ensuring the scooter. Because there is a high theft rate and a high rate of accidents on them, scooter insurance rates are fairly high. In order to receive a really cheap scooter insurance quote, you need to take certain steps before applying.

1) Make sure your current driving record is good. If this is the first time you will be operating a motor scooter, your insurance company will base your first quote partly on your driving record. They will use your record as an indication of what kind of scooter owner and driver you will be and what the chances of you being involved in an accident are.

2) Take a driving class. Insurance companies give much better quotes, and ultimately rates, to those who demonstrate a commitment to safe driving practices. This is true of scooter operators as well. Taking a course on how to safely operate your motor scooter will net you significant discounts on the cost of your scooter insurance policy.

3) Anti theft device. There are many anti theft devices designed for motorcycles and motor scooters and several o f them are approved and recognized by insurance companies. If you buy and install one of these on your scooter, you will see lower quotes for moped insurance. It may be a good idea to contact your insurance company ahead of time, to ensure that the discounts you get on your policy are worth the expense of the specific anti theft product you are thinking about buying.

For help in getting the lowest scooter insurance quote possible, visit the Affordable Scooter Insurance Directory.