There are several ways that you could save money on your insurance quote Northern Ireland and this is great news for those living in NI whose choices for insurance were once somewhat limited.
This of course was many years ago when it was common for cars to be stolen and used as barricades.
Now times have changed and Northern Ireland has no more problems that the rest of the world when it comes to car theft and joy riding.
However the safer you make your car then of course the harder it would be to steal.
If your car has such features as an immobiliser, a car alarm or even has the windows etched then you can make savings on your car insurance.
New cars of course will have security devices already but if you have a second hand model then you could pay out and install these yourself.
The money saved on the premiums could more than make up for the cost.
Where you park your car will also be taken into account when it comes to your insurance quote Northern Ireland.
If you leave it on the side of the road there is more chance of it being damaged by passing vehicles, being vandalised or even stolen.
If you park it under lock and key in a garage then cost of the insurance will be lower as your car is safer.
Even parking it in on your driveway at the side of the home could mean you would save on the premiums.
The type of car that you buy should always be taken into account.
While you might see yourself driving down the road with the top down on a top of the range sports model, the cost of insurance could be way out of your reach.
Choosing a more sedate smaller family car with a smaller engine would cost a lot less to insurance so this should always be given some thought before buying.
It would be no good paying out many thousands of pounds for a sports model if it had to sit on the driveway due to you not being able to afford the insurance for it.
If you have a second hand model or you are considering buying an older model then you could consider taking out third party fire and theft.
This type of insurance is the cheapest; however it would only provide protection for fire or theft of your vehicle but would provide third part insurance.
Fully comprehensive would be needed for a car over a certain amount or a brand new model and of course the insurance quote Northern Ireland would reflect this.
When comparing any policy you would also have to compare the terms and conditions of any cover that you were considering as there could be limitations and exclusions that could stop you from being able to claim on the insurance.
For instance there could be extra excess to pay out for windscreens.
If so then you could have to payout extra if you have to make a claim to have your windscreen replaced.
This of course was many years ago when it was common for cars to be stolen and used as barricades.
Now times have changed and Northern Ireland has no more problems that the rest of the world when it comes to car theft and joy riding.
However the safer you make your car then of course the harder it would be to steal.
If your car has such features as an immobiliser, a car alarm or even has the windows etched then you can make savings on your car insurance.
New cars of course will have security devices already but if you have a second hand model then you could pay out and install these yourself.
The money saved on the premiums could more than make up for the cost.
Where you park your car will also be taken into account when it comes to your insurance quote Northern Ireland.
If you leave it on the side of the road there is more chance of it being damaged by passing vehicles, being vandalised or even stolen.
If you park it under lock and key in a garage then cost of the insurance will be lower as your car is safer.
Even parking it in on your driveway at the side of the home could mean you would save on the premiums.
The type of car that you buy should always be taken into account.
While you might see yourself driving down the road with the top down on a top of the range sports model, the cost of insurance could be way out of your reach.
Choosing a more sedate smaller family car with a smaller engine would cost a lot less to insurance so this should always be given some thought before buying.
It would be no good paying out many thousands of pounds for a sports model if it had to sit on the driveway due to you not being able to afford the insurance for it.
If you have a second hand model or you are considering buying an older model then you could consider taking out third party fire and theft.
This type of insurance is the cheapest; however it would only provide protection for fire or theft of your vehicle but would provide third part insurance.
Fully comprehensive would be needed for a car over a certain amount or a brand new model and of course the insurance quote Northern Ireland would reflect this.
When comparing any policy you would also have to compare the terms and conditions of any cover that you were considering as there could be limitations and exclusions that could stop you from being able to claim on the insurance.
For instance there could be extra excess to pay out for windscreens.
If so then you could have to payout extra if you have to make a claim to have your windscreen replaced.