• We all need car insurance as it is mandatory in all states; however, the type of insurance may vary between states. Many financial institutions will not lend to an individual without full coverage car insurance on the vehicle. Choosing a car insurance company can depend on many factors, such as the experience with the agent, the premium, the claims process and what we hear via word of mouth.
  
  

Esurance

• Esurance offers great prices and great rates compared to other insurance companies as well as a simple and easy-to-use online interface with little to no lag time. Customers can change their policy and pay their premium online; therefore convenience is one of Esurance's best features. Online reviews indicate that their email and phone response time for customer service inquiries was slow, but the convenience factor, in terms of initial policy set-up and payment options, was exceptional. (See References 3) Esurance offers auto, motorcycle, home, renter's, health and life insurance with very competitive rates .
  
  

Geico

• In terms of brand recognition, Geico has most definitely done the best with its marketing, from the "Cavemen" campaign to the Geico gecko. The company's website is very user-friendly, and offers insurance in all areas, including home, condo, renter's, motorcycle, umbrella, ID theft, RV, commercial auto, ATV, boat, overseas and flood. Geico has a reputation for outstanding customer service and extremely competitive rates as well as knowledgeable agents.
  
  

Progressive

• Progressive insurance has long been known as the "high risk" car insurance; most recently, Progressive has developed a reputation for offering free quotes as well as quoting competing insurance companies' rates. Many former and current clients of Progressive car insurance state they have always been happy with the service and the rates even after a collision that was their fault. (See References 2) Progressive has a reputation for being fast, friendly and fair; the types of insurance offered by the company include renter's, homeowner's, car and motorcycle.
  
  

Allstate

• Allstate's insurance agents are highly regarded as being knowledgeable, and the company has easy-to-comprehend policies and plans. Allstate's prices and rates are very competitive in the car insurance market as well. Allstate has marketed their insurance policies to reward drivers for having a clean record and avoiding accidents. The company also offers other types of insurance including life, homeowner's, renter's, motor home, boat, motorcycle and snowmobile. Allstate has a very user-friendly website which customers and clients can use to access their account as well as change coverage on their policies.
  
  

State Farm

• "Like a good neighbor, State Farm is there" is the slogan that has made its way into people's heads since Barry Manilow first sang it in 1971. While State Farm's rates aren't as competitive as other car insurance companies', current and former customers consider State Farm agents to be knowledgeable; and if they don't know the answers, they are resourceful enough to find answers them. The different types of insurance offered through State Farm include homeowner's, renter's, health, disability, life and supplemental medical.