Sometimes it seems as though when it rains it pours.  First, the entire economy of the country goes south. Then the lay-offs start.  You are lucky because your pink slip didn't arrive. However, you do find out that your wife was laid off and your hours are going to be cut.  When you lose your full time status, you also lose your health insurance benefits.  Then the baby gets sick and needs some medicine.  You are at your wit's end trying to figure out how you will make it to your next paycheck.  Many Americans are facing this type of scenario in their families or something similar yet equally devastating.  The only solution seems to file a chapter 13 bankruptcy. But there is another source of help and that is a government grant for debt relief.

Grants have been around for a long time.  Many people have heard of them but most don't realize that they are eligible to apply for a government grant the same as any non-profit organization, research entity or school.  These grants which are paid for by your tax dollars are open to any American citizen who is 18 years of age or older.  The only requirement is that you meet the critera of the grant which you are applying for.

Each year there are millions and millions of federal dollars waiting to be awarded in the form of these grants.  Unfortunately many of the grants are never awarded because people don't realize that they are eligible.  That is what you need to realize that if you can find a grant to apply for, you can be awarded that grant.

The hardest thing about this process is locating the perfect grant or grants.  You need to do some good research. It takes a bit of time, however it is time well spent if it will pull you out of debt.  Use the library resources section or do an online search.  There are literally thousands of grants and your best bet is to find an online database that lists the grants. You can use the search engine on the data base to further refine your search to meet your specific criteria.

Once you find a grant and apply for it, it will go through a review process. If you have done some good research and applied in the correct manner, you may have a check within a very short time.  This money can be used to pay off your creditors and get your debt free.  We all have money problems when the economy goes bad.  Take some time to find out how you can overcome these obstacles with a government grant for debt relief today.