In today's economy, more and more people are finding themselves in a position of having a lower credit score than they had a decade ago. Obtaining auto financing with a low credit score and without a cash downpayment can be very difficult through traditional lending sources. However, with auto lenders adapting to the current credit climate in America, there are very good sources available for auto financing and some of these companies make their services available online.

Buying a car with bad credit and no money down can seem like an oxymoron at first glance. In yesterday's generation, it was commonly accepted that anyone that had troubled credit and needed auto financing would be required to put down a down payment. The lower the credit score, the higher the down payment that was required.

That was yesterday's generation.

Now, with so many lenders having to adapt and adjust their lending guidelines to serve a growing mass of Americans that have bad credit, there are better options available. Now, buying a car with bad credit and no money down is very simple.

There are a few good sources available online. One most notably, has closed over 1 Billion U.S. Dollars in auto finance deals for people that couldn't otherwise get approved for auto financing.

Finding a reputable and trustworthy source for secondary auto financing online can be a troubling task for most. This is due to the unrelenting number of spam emails and spoof websites that have created the atmosphere of the worldwide web for some years now.