How do you compare motor vehicle insurance rates for maximum savings? It's simple.
You just need to understand the process that produces the best results.
I'll show you.
It's simple...
I guess you know what insurance quotes sites are.
If you don't, they are sites that return quotes from one or many companies for a given policy and profile.
Some of these sites are run by insurance companies; others are run by brokers.
To do the best comparison for your motor vehicle insurance, you must get quotes.
You can't compare one quote.
The broader the basis for your comparison, the more thorough and better your comparison.
Bearing this in mind, I recommend that you visit at least three quotes sites run by brokers.
Sites run by brokers make it easier for you as they usually return quotes from a selection of companies with each request.
You can easily get quotes from 15 companies by visiting just three such sites.
Yes, a quote from a company may be duplicated by another quotes site.
However, you'll ensure that you don't miss offers from other insurance companies not covered by any of the sites.
If you consider that it will take you between just 3-5 minutes per site, you'll see that it's really quick and easy.
Once you've got your quotes comes a time for great care -- Time for comparisons.
Some people miss it by just jumping to the lowest quote.
That could make sense sometimes but not always.
You need to look at what is covered for that amount.
If features of importance to you are omitted, you'll do well to leave it and go for another that gives you the coverage you need albeit costlier.
If, for example, you want vehicle replacement cost, insurance rates however low will leave you exposed if it's omitted in an insurer's offer.
But, sometimes you could get both: the lowest price with all you want.
Go for it then, that's why you compare rates in the first place.