Opt Out By Phone

• 1). Call 1-888-5-OPTOUT. When prompted, choose your language by selecting "1" for English or "2" for Spanish.
  
  
• 2). Press "1" to remove your name from marketing lists for five years or "3" to remove your name permanently.
  
  
• 3). Enter your personal information when prompted. The automated system compares the telephone number you call from to a nationwide address database. If it finds a match, it will ask you to verify the address. If the address in incorrect or the system does not locate a matching address, it will request that you input the information along with your name and Social Security number. You can use your telephone keypad or provide the information verbally.
  
  
• 4). Fill out the opt-out form when you receive it in the mail and mail it back to the Consumer Credit Reporting Industry Opt Out Service. Unless you fill out and return the written form, the credit bureaus will continue to provide your contact information to credit card companies for marketing purposes.
  
  

Opt Out Online

• 1). Go to OptOutPresceen.com and click the blue link at the bottom that reads: "Click Here to Opt-In or Opt-Out." A selection page will then appear on your screen.
  
  
• 2). Choose the selection that best fits your needs via the selection page. You may opt out permanently, opt out for five years or even opt back in if you previously opted out and have since changed your mind. Click "submit" after making a selection. If you choose the option to opt out permanently, the Consumer Credit Reporting Industry Opt Out Service will mail an additional form to your home requesting that you verify your personal information and provide a signature.
  
  
• 3). Fill out the electronic form by providing your full name, address, telephone number and Social Security number. Type the verification code into the box provided at the bottom of the screen. Click "Confirm" when you are finished.
  
  

Opt Out By Mail

• 1). Write a letter to each of the three credit bureaus: Experian, TransUnion and Equifax. Request that your name be removed from all pre-approved credit marketing lists. Include your name, address, Social Security number and telephone number.
  
  
• 2). Send your request to:
  
  Experian
  901 West Bond
  Lincoln, NE 68521
  Attn: Customer Service Department
  
  Equifax, Inc.
  Options
  P.O. Box 740123
  Atlanta, Ga 30374-0123
  
  TransUnion
  Name Removal Option
  P.O. Box 505
  Woodlyn, PA 19094
  
  
• 3). Call the credit bureaus if you do not receive a written confirmation of your request within two weeks.