- 1). The first step to buying a car with no credit is to find car dealers who finance no credit borrowers. Used car dealers are the most likely to work with you if you have no credit. You will likely need to show proof of earnings. They will want to see check stubs or other proof that shows you will be able to pay your car note.
- 2). When you find a car you like at a dealership that will work with you make sure to read the contract carefully. It is likely the car will cost more than normal because the car dealer has more risk financing no credit buyers. Make sure you can handle the payment before you sign the agreement to purchase the car.
- 3). Make all payments by the due date. You do not want to lose your car or hurt your credit more. If you handle the loan properly it should help improve your credit score over time.
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