Business & Finance Personal Finance

How to Get a Free Credit Rating Report

By Business & Finance Last updated Saturday, April/20/2024

1). Visit AnnualCreditReport.com, a Web site created by the three credit reporting agencies to meet the requirements of the FCRA.
2). Click on the drop-down menu beneath "Start Here" and select your state. Click the red button that says "Request Report" to continue.
3). Fill out the registration form with your required personal information and click "Continue."
4). Choose which credit report you would like to retrieve by checking the box next to the agency's name. You can select an individual report or all three. Click "Next."
5). Click "Next" again to be transferred to the Web site of the agency you selected. If you chose all three, you will be redirected to Experian first. Follow the directions on the Web site and answer the identity verification questions to access your report.
6). Click "Return to AnnualCreditReport.com" in the navigation bar at the top of the screen when you are finished viewing your credit report. You can then go on to view your report from the other two agencies if you choose to.

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