You should be able to show it to law enforcement officers when asked for. These statistics are in no way sexist, nor is the commentary that follow them. Imagine what would happen if someone won, say, a $500,000 lawsuit against you? Would you be able to pay it? Probably not. Use this as a learning tool for young driver lesson: responsibility. The first two numbers are for bodily injury liability and the third number represents the minimum amount of property damage liability. They may also offer a good student discount depending on his grades. It will help you get discounts, as well as your car washed once a week for free!. With more than 15% of the population driving without insurance, and hit-and-run accidents on the rise, this is good coverage to have, especially if you live in states that have a high number of uninsured drivers like Mississippi (26%), Alabama (25%), California (25%), New Mexico (24%), and Arizona (22%). It also pays for damage from natural disasters like hailstorms and hurricanes. Remember these figures only represent auto insurance liability state minimums. If you don't own a lot of personal property you may want to carry the minimum liability insurance your state requires. If you already have car insurance for the vehicle you own, it may or may not cover rental cars ask. Keeping your young driver on your car insurance policy will help him get cheap car insurance as well as learn responsibility. If you do not own a vehicle, and therefore do not have a car insurance policy, you should look into temporary car insurance policies for rental cars in New Jersey. Bodily injury liability is $20,000 for physical injuries per person in an accident, $40,000 for all physical injuries to all persons in an accident, and property damages coverage is $10,000 for an accident. No matter what state you drive in all of them have financial responsibility laws and require motorists to purchase minimum amounts of auto liability insurance except for Tennessee, Wisconsin and New Hampshire. The author, Brian Stevens, is a former insurance agent and financial consultant who has written extensively on auto insurance coverage. Insurance companies provide you insurance card listing all details like your vehicle make, model number and year of purchase of vehicle, vehicle identification number, name of insurance company, name of insured, policy number with effective, and expiry dates of policy. Encourage your young driver to get a job to pay for his portion of the car insurance premium. Keeping your young driver on your car insurance policy will help him get cheap car insurance as well as learn responsibility. It is the statistics that show, in general, a woman driver is much safer and more cautious than a man driver. Since car insurance, or some form of proof of financial security, is required throughout America, it is no surprise that we try to find the cheapest car insurance available. Many experts agree that more insurance is needed in order to fully protect yourself in the event youre involved in an automobile accident. Who knows why this is a statistic, but it is. Helping visitors with Alabama Auto Insurance get great rates on Car Insurance NJ and the Cheapest Car Insurance anywhere. If circumstances wont allow him to work, make him a list of chores to do around the house to pay off his part of the bill. Encourage your young driver to get a job to pay for his portion of the car insurance premium. Of course, this is not because car insurance companies tend to favor women; it is not even because car insurance companies actually believe that driving skills could possibly be based on a drivers gender. To get free quotes and learn more about insurance please visit the following recommended sites. Consider eliminating this coverage if you already have medical insurance that covers you. Perhaps the easiest way for a young driver to obtain cheap car insurance is to be added to, or remain on, his parents car insurance policy. Nevertheless, young drivers, like all drivers, need car insurance in order to legally drive.