Infertility Insurance - What You Need to Know
The news of infertility is perhaps one of the saddest and most challenging experience any couple can ever have.
It is really hard to take and it would really feel like the world is too unfair to you.
But the good news here is that there are many ways to overcome it and eventually have the family that you have been dreaming of.
But the bad news is that these treatments do not come cheap.
And the fact that we are all under a global crisis is not of any help either.
One example of an infertility treatment is IVF or In-vitro fertilization.
It is actually one of the most widely-used and effective process infertile couples use.
But this can cost tens of thousands of dollars.
Most likely it will take more then one treatment to become pregnant.
Also some fertility medications can cost around $1,000 a month and some assisted reproductive technology procedures cost over $4,000.
Luckily there are supplementary infertility insurance for couples who do not have the money to pay for their treatments.
Some insurance companies also offer this to their existing members, they just have to pay additional fees or have an entirely different monthly premium than what they have at the moment.
These usually cover artificial insemination, diagnostic fertility exams and other kinds of assisted reproduction processes.
And unsurprisingly, these insurance plans usually cover the most inexpensive treatments that couples will most likely take.
But I think it is proper to say now that no insurance companies cover egg or sperm donation procedures.
This sounds very good to some but unfortunately, insurance companies have lots and lots of qualifications that you need to pass to be able to be approved for a membership.
These are: 1.
Already have an existing insurance policy.
2.
Under the age of 40 (both of them).
3.
Been battling with infertility between one to five years only.
It is really hard to take and it would really feel like the world is too unfair to you.
But the good news here is that there are many ways to overcome it and eventually have the family that you have been dreaming of.
But the bad news is that these treatments do not come cheap.
And the fact that we are all under a global crisis is not of any help either.
One example of an infertility treatment is IVF or In-vitro fertilization.
It is actually one of the most widely-used and effective process infertile couples use.
But this can cost tens of thousands of dollars.
Most likely it will take more then one treatment to become pregnant.
Also some fertility medications can cost around $1,000 a month and some assisted reproductive technology procedures cost over $4,000.
Luckily there are supplementary infertility insurance for couples who do not have the money to pay for their treatments.
Some insurance companies also offer this to their existing members, they just have to pay additional fees or have an entirely different monthly premium than what they have at the moment.
These usually cover artificial insemination, diagnostic fertility exams and other kinds of assisted reproduction processes.
And unsurprisingly, these insurance plans usually cover the most inexpensive treatments that couples will most likely take.
But I think it is proper to say now that no insurance companies cover egg or sperm donation procedures.
This sounds very good to some but unfortunately, insurance companies have lots and lots of qualifications that you need to pass to be able to be approved for a membership.
These are: 1.
Already have an existing insurance policy.
2.
Under the age of 40 (both of them).
3.
Been battling with infertility between one to five years only.