Workers’ Compensation: Your Rights and Benefits
Workers Compensation law was formed to protect injured workers. Prior to the institution of these laws industry giants were not required to bear the costs for on the job injuries. Workers' Compensation laws were created to provide employees with rights to protect themselves in the event of an on the job accident.
As was the case 100 years ago, so to is it important today for employees to know their rights should one be injured at work. Failure to know and assert your rights in a timely manner could result in lost benefits, both medical and monetary.
What is Workers' Compensation?
Workers' Compensation is a state required insurance program that offers compensation, medical treatment and other relief to workers who are injured at work. Every state has its own set of laws and programs.
Which medical expenses covered under Worker' Compensation?
Each state has its own rules and regulations. However, typically workers' compensation laws provide the following coverage's:
Hospital and medical expenses required to diagnose and treat your injuries, including: doctors' visits, medication, and surgery.
Vocational Rehabilitation benefits, including job placement, counselling and retraining. In certain instances, the various laws covers education and training required to regain skills and abilities to return to work.
Wage loss / Monetary benefits; covering the wages lost while an injured worker is recovering from his/her injuries.
Permanency claims for person whose injuries do not result in a 100% recovery. Typically this is a monetary award paid as a result of an accident at work. It can be paid in a lump sum or over a period of time depending on the circumstances of the case and the place of accident.
Death benefits may be provided to the relatives of an injured worker whose accident results in death. A deceased's relatives, who are financially dependent on the injured worker, including; his spouse, child, parent or sibling may be entitled to recover.
Which conditions, injuries, and/or illnesses are covered under Workers Compensation Laws?
Employees may make a claim and receive benefits for the following illnesses and injuries, based upon the location of your accident, some or all of the following may result in benefits:
Injuries caused by an accident like (slip, trip or fall)
Injuries caused due to the overuse or misuse of instruments or machines over a long period of time (repetitive stress injuries or chronic pain from a work related exertion)
Illnesses gradually arising or resulting from work conditions (heart diseases, lung diseases, or stress-related problems)
Contact The Law Offices of Andrew S. Kasmer P.C., if you have been injured at work, whether or not your employer or its insurance company has paid or denied you benefits. Our experienced, diligent, and compassionate attorneys and staff will help you obtain the maximum money and benefits you are entitled to under the law.
As was the case 100 years ago, so to is it important today for employees to know their rights should one be injured at work. Failure to know and assert your rights in a timely manner could result in lost benefits, both medical and monetary.
What is Workers' Compensation?
Workers' Compensation is a state required insurance program that offers compensation, medical treatment and other relief to workers who are injured at work. Every state has its own set of laws and programs.
Which medical expenses covered under Worker' Compensation?
Each state has its own rules and regulations. However, typically workers' compensation laws provide the following coverage's:
Hospital and medical expenses required to diagnose and treat your injuries, including: doctors' visits, medication, and surgery.
Vocational Rehabilitation benefits, including job placement, counselling and retraining. In certain instances, the various laws covers education and training required to regain skills and abilities to return to work.
Wage loss / Monetary benefits; covering the wages lost while an injured worker is recovering from his/her injuries.
Permanency claims for person whose injuries do not result in a 100% recovery. Typically this is a monetary award paid as a result of an accident at work. It can be paid in a lump sum or over a period of time depending on the circumstances of the case and the place of accident.
Death benefits may be provided to the relatives of an injured worker whose accident results in death. A deceased's relatives, who are financially dependent on the injured worker, including; his spouse, child, parent or sibling may be entitled to recover.
Which conditions, injuries, and/or illnesses are covered under Workers Compensation Laws?
Employees may make a claim and receive benefits for the following illnesses and injuries, based upon the location of your accident, some or all of the following may result in benefits:
Injuries caused by an accident like (slip, trip or fall)
Injuries caused due to the overuse or misuse of instruments or machines over a long period of time (repetitive stress injuries or chronic pain from a work related exertion)
Illnesses gradually arising or resulting from work conditions (heart diseases, lung diseases, or stress-related problems)
Contact The Law Offices of Andrew S. Kasmer P.C., if you have been injured at work, whether or not your employer or its insurance company has paid or denied you benefits. Our experienced, diligent, and compassionate attorneys and staff will help you obtain the maximum money and benefits you are entitled to under the law.