Browsing Category
Credit : Business & Finance
Be Fearful of False FICOs
You may have seen commercials advertising websites to check your credit score.During the couple hours per day I watch TV I see at least a handful, or while browsing the web I frequently bump into credit score advertisements; they are everywhere.However, I'd suggest that you do not give into the
Methods of Handling Credit Card Debt
One of the most popular methods of handling credit card debt issues is to use a family budget program. This budget can be as simple as something that is...
Take Full Advantage of Your Credit Scores
Do you know you are getting ripped off even with your good credit? This article is part of a series which would show you how to take advantage of your good credit and the many privileges that come with it.
FREE Annual Credit Report Score (Equifax, Experian, Trans Union)
As a result of recently passed laws, the Federal Trade Commission now requires all of the major national credit reporting bureaus to provide you with a free copy of your credit report, if requested, up to once every 12 months.
Your refinancing options -recover your finances
The majority of people are convinced that the bad times are over, and we should start thinking about speedy financial consolidation by refinancing. In case you got into bad credit before and had mispayments, there ...
Credit Card Debt - The Next Financial Disaster
The next financial crisis is looming on the horizon and it is credit card debt.The credit card industry is preparing for the upcoming disaster, and you the consumer need to prepare as well to best weather the next financial crisis.
A Brief History Of Credit Cards
Despite being so commonplace in modern life, credit cards have a relatively short history. Read when the first cards appeared, and how they developed into the products we know today.
The Average Cost for a Tax Lawyer
In addition to defending you and advancing your interests when you run into tax problems, a tax attorney can help you avoid problems by advising you on tax compliance issues, helping you select the most advantageous business form and keeping you informed of changes in tax law. While most tax attorne
Understanding Mortgage Financing
Mortgage financing options may seem complicated if you are unfamiliar with home loans. However, the variety of options helps you choose a mortgage loan that's right for you. Speak with a home loan lender before completing an application and learn your options for mortgage financing.
Free Credit Report - Get Your Free Annual Credit Reports
Federal Law requires the three major credit reporting agencies Trans Union, Experian and Equifax to provide you with one free credit report annually. Everyone should take advantage of their right to receive this report. Order ...
Debt Responsibility: Who Should Pay a Deceased Family Member's Debts?
Most debt collectors will insist that the remaining family members of a deceased debtor should repay their outstanding balance. But is this the truth? Learn more about debt responsibility and more by reading this post.
Beneficial Strategy of Selling Options on Futures and Commodities
The benefits of an option selling strategy for trading the futures and commodities markets. The odds are in your favor by selling options but you also have to control the risk.
Credit Repair Problems and How to Avoid Them
There are a number of credit repair scams that you'll need to be aware of so that you don't waste your money while you're trying to get your finances back in order. Here are some scams that you'll need to watch out for, as well as some of the ways you can fix your credit yourself
What Is Unsecured Credit?
In lending, credit is the term given to a contract that allows a business or individual to receive cash or make a purchase up front and pay for the amount later. Financial institutions offer different types of credit, including unsecured.
The Highs and Lows Of Your Credit Score
Whenever you get new credit, regardless of if it is you applying for a credit card or trying to obtain a mortgage loan, the most critical factor that will decide if you end up with ...
How to Find Unclaimed Child Support
One of the popular issues that the U.S. Government is dealing with is the issue of unclaimed money. Unclaimed money is a much bigger problem for the state agencies who are managing the growing pile ...
Tip for Bad Credit Repair
After the recession hit in 2008, many people around the country experienced credit trouble. Many homes and other properties were repossessed then. When this type of thing happens that only means credit scores are dropping.
How Carrying a Balance on Your Credit Card Ends Up Costing You More Money
Credit cards are convenient and allow you to make purchases online, book hotels, build credit, and pay for large purchases over time. Some credit cards offer rewards that give cardholders cash back or discounts, and using your credit card responsibly helps your credit score.
Credit Cards to Help Improve Bad Credit
A poor credit score can prevent you from obtaining credit and financing, including mortgages, car loans, private student loans and standard credit cards. A poor credit score also can affect your chances of renting an apartment or even getting a job. However, even with terrible credit, you can improv
8 Reasons Your Credit Card Could Be Declined
Your credit card may be declined for one of several reasons. Always carry a backup source of funding and contact your creditor to learn why your card was declined.