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Credit : Business & Finance
Flat Rate Credit Cards
Most credit cards feature different interest rates depending on how they're used. Purchases, balance transfers, cash withdrawals, introductory offers... the number of different rates can be confusing. Flat rate cards charge the same APR for everything, making it easier to keep track of how much
A Late Mortgage Payment Can Devastate Your Good Credit Score Quickly
Many people would love to pay their mortgage on time and never have a late mortgage payment and keep a perfect credit score, but problems can happen to anyone at anytime. Knowing how a late payment af
Is It Legal to Ask for Photo Identification As Part of a Credit-Card Purchase?
About 10 million people each year become victims of identity theft, which can lead to fraudulent charges on your credit card or even the creation of an account you do not know about. When a merchant requests your ID, he asks to protect the company and you from fraud. Requesting an ID does not break
Pre-approved Unsecured Credit Cards
Unsecured credit cards are essentially for someone with good credit, who the company trusts enough to pay off their debt. Pre-approved means the company has obtained your credit score and already is aware of your credit.
Credit Repair Services - Easy Way to Repair Your Credit Score
When you have good credit it seems like the credit card offers keep pouring in every day either in your regular mail or your email. The phone calls asking you to buy products or services also never seem to stop. People have the misconception that when your credit goes bad the credit card offers and
Advantages And Disadvantages Of A Prepaid Card
Although prepaid cards have many advantages, they can cost you money through various charges and fees. Many prepaid cards carry an application charge as well as a monthly usage charge.
How to Use a Credit Card Finder
Many people use credit cards. They are actually becoming the most common way to pay. Almost everyone carries at least one card with them. Some people carry two, or even three or four. If you are looking to get a credit card, you need to shop around like with everything else.
How to Write a Credit Dispute Letter
You have certain rights and are protected by legislation enacted by the The Fair Debt Collection Practices Act ("FDCPA"). This will protect you in times of trouble. FDCPA does not protect you from the original creditor such as credit card companies.
Things to Consider With a Reward Credit Card
Almost everyone will feel good, if he or she gets extra cash discount or rebate on purchases made. Yes, this is possible only with cash back credit cards. With this kind of credit card, you get a certain amount back on several of the purchases made.
How to Rebuild Credit With a Visa or Master Card
Bad credit can reduce your likelihood of being approved for a car or home loan, or at best increase your interest rate drastically. To build a solid credit score, you not only need to pay all your monthly bills on time, but also use a credit card such as a Visa or MasterCard. With either card, it is
Ideal Offers For Credit Cards
No matter type of lifestyle you have, how much money you are looking to spend, or how you plan to use your credit card, the one thing you should always pay very close attention to when choosing your card is the APR.
Credit Counseling FAQ - What Accounts Are Eligible?
Credit counseling FAQ helps inform the customers on how they can end the worries of debt in an effective manner by means of debt consolidation. While secured debts are not eligible, unsecured debts are qualified for the treatment of the same.
How to Have a Happy New Year With Credit Card Debt
Pretty soon year 2010 will be here after the holidays. For people who are still knee deep in credit card debt, how do you have a happy new year?
How long does it take to repair credit?
In this day and age it can be difficult to find employment. Families who have become accustomed to two incomes now have to provide with a single income. It can be difficult for anyone to ...
Credit Report Repair - Free Your Report From Errors
A credit report sums up all your credit history. It contains all your credit activities such as bank accounts, payments, loans and balances. Your credit report gives a picture of how well you handle your finances.
What is a FICO Score?
What Does FICO Score Mean? A type of credit score that makes up a substantial portion of the credit report that lenders use to assess an applicant's credit risk and whether to extend a loan. ...
How To Get Free Credit Checks The Fast And Easy Way!
Keeping track of your credit card status is very important as it comes in handy most of the time. Especially when you are applying for a loan, the lender will run background checks on your scores for
Aventium Gold MasterCard Review
The Aventium Gold MasterCard from First Premier Bank is one of the worst credit cards on the market with a 60% APR, $75 annual fee, and just $300 credit limit. Applicants beware of the Centennial Gold MasterCard and First Premier Bank.
You Can Get Rid of Credit Card Debt by Erasing 50 to 60% of Your Balance
If your credit card debt was cut in half, life could be so much easier for you. The average credit card balance per person last year was almost $10,000. Now, card holders can cut their debt in half, making that $10,000 into $5,000.
Which is the Best Hilton HHonors Rewards Credit Card?
American Express and Citigroup both offer rewards credit cards that let you earn points toward free stays at Hilton hotels.