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Personal Finance : Business & Finance
How to Cash a Money Order for a Minor
Cashing a money order for a minor is a common scenario parents and guardians deal with. Minors might receive a money order as a birthday gift or for small neighborhood jobs such as babysitting or yard work. With some simple steps and proper identification, a money order made out to a minor can be ca
Who Else Wants To Know How Self-Directed 401(K) Work?
Essentials of Self-Directed 401(k) A 401(k) is a savings program offered by company where by employees have the option to invest portion of their earnings for old age benefits. Some employers likewise make a related ...
Scholarships for Indiana Residents
Find scholarships just for Indiana residents.students reading book image by fotosergio from Fotolia.comIndiana residents planning to attend in-state colleges, universities and other accredited schools have various scholarship opportunities. Many scholarships depend on both income and...
SEP IRA Early Withdrawal
Whether your are self-employed or work for a small employer, a Simplified Employee Pension (SEP) Individual Retirement Account (IRA) may represent a large portion of your savings. You can withdraw SEP IRA money early, but you may pay a penalty.
Wealth and Cash Flow Lessons From Donald Trump. Will You Be an Apprentice
"The Apprentice" memorabilia and game items Speaking engagements, where he reportedly receives up to $1.5 million per presentation Allowing (for a fee) his name to be displayed on buildings owned by others These specific types ...
How to Track a Missing Money Order
Money orders provide a method of payment that bypasses checking accounts and debit cards. Two common places to purchase money orders are through the United States Post Office and Western Union outlets. Both entities provide tracking methods if the money order is lost.
How to Convert an IRA to a SEP
SEP (simplified employee pension) plans are created and set up by an employer. There is a simple method to convert an IRA to an SEP plan. If there is an SEP plan at your place of business, your employer can contribute to the employees' existing plan or create an additional SEP-IRA account to contrib
Law for Wills & Estates
Estate planning is the process of choosing a method to distribute the property you own at the time of your death. State law governs wills and estates, though much of the basis for the modern statutes came from English common law, dating back to the 16th century (according to JRank.org). The laws may
Roth Account Vs. Roth IRA
When saving money for your retirement, a Roth account is sometimes your best option. A "Roth" designation refers to the type of contribution made to the account. This type of contribution is a non-deductible contribution. Money placed into a Roth IRA or Roth account grows tax-deferred, and distribut
FTC Red Flag Act
The Federal Trade Commission (FTC) says that approximately 9 million people a year have their identities stolen. Identity theft is when someone uses the personal information of another person to obtain credit in an attempt to defraud or steal. The "Red Flag" requirements are an attempt to prevent id
Government Grants for Attending College
College students can get money for school through grant programs offered by the federal government, states and certain local governments. Programs may offer funding based on financial need or only provide support for students pursuing specific fields of study. Grant guidelines may limit eligibility
How to Pay Your Bill for Dish Network Online
You have enjoyed your month's worth of Dish Network satellite service and now it is time to make a payment. One of the easiest ways to make a payment is by making an online payment on the Dish Network website. Not only will you save time, gas and energy by making your payment at Dish Network�
How to Survive Without a Salary in the "Rat Race"
Leaving the security of a salaried job in the rat race can be overwhelming, especially when the pay checks stop flowing in. However, there are ways to survive and even thrive in the business world without being on a company's payroll. Some people even find this professional change to be liberating a
Tips on How to Cut your Medical Expenses
There is no such thing as a free lunch. Moreover, there is no such thing as free medication. Some time or another, all of us will need medical treatment. Whether it would be for simple ...
How to Obtain a Personal Financial Credit Report
Every person is entitled to one free credit report annually. This credit report can be requested online, through the mail or by phone. The credit report has information from all three credit reporting agencies: Equifax, Experian and TransUnion.
How to Open a Free Checking Account With Bad Credit
If you have bad credit, you may find it difficult to locate a bank that will allow you to open an account. Many banks have certain standards that that they adhere to when reviewing applications for new checking accounts, such as minimum credit scores and good check-writing history. If you have just
Foreclosure Help in San Francisco
Recession, falling home values and unemployment have led to a rise in home foreclosures across the United States, with the highest rates occurring in California. According to Realty Trac, lenders foreclosed on more than 67,000 California homes in January 2011 alone. San Francisco homeowners facing f
How Much Does a Timing Belt Cost?
Few things can frustrate you on your family vacation or your daily commute like a major car repair. While some repairs are minimal or elective, breaking a timing belt is a show-stopper. Not only will the engine not run with a broken timing belt, it may be damaged in other ways, as well. Estimating
Bank Account Routing Numbers on Checks
A check gives direct permission for other banks to access your checking account funds. In order to tap those funds, the bank that receives the check must go through a verification process. Though the account number is extremely important to the completion of this process, the transaction cannot proc
Scholarships for African American Women in Business
According to a report from the College Board, college tuition costs jumped higher than inflation rates in 2010. It is therefore no surprise that paying for an education has become even more complicated than ever before. As such, aspiring undergraduate and graduate students must seek out financial ai