Browsing Category
Personal Finance : Business & Finance
Do You Save Interest When Paying Off a Car Loan Early?
Paying off the balance of any loan, including a car loan, will result in interest savings compared to making all of the scheduled payments. The amount of savings is dependent on the details of the particular car loan. If you are considering paying off your car loan, you should first compare this opt
How to Calculate Attorney Billable Time
The average person usually does not require the services of an attorney on a regular basis, so when faced with a situation that requires legal representation, people are often shocked at the cost. A large part of the shock comes from a misunderstanding of how an attorney bills for his time. Before y
How to Withdraw TSP Funds
The Thrift Savings Plan, a defined contribution plan, is the federal government's equivalent of a 401k plan for federal employees and members of the uniformed services, including the Ready Reserve. The TSP is part of the federal government's retirement package that also includes the Federal Employee
Minority Scholarships for Business
Several national and international organizations provide scholarships and educational grants to minority students pursuing degrees in business. While some programs offer tuition assistance to several minority populations, others may be limited to applicants who belong to a specific ethnic group.
When Do I Pay Tax on a Rollover IRA?
IRAs are tax shelters set up by the IRS to help you save money for retirement. These tax shelters defer income you contribute to the account in a traditional IRA and eliminate income tax on withdrawals in Roth IRAs. However, if you roll an IRA over into another IRA account, you may have to pay incom
Why Does My Amana Free-O-Frost Refrigerator Freeze Food?
If your Amana Free-O-Frost refrigerator starts to freeze food when operating, one of a variety of possible causes could prove to be the reason why. You possibly could resolve some of the causes yourself, but some refrigerator failures might require the service of a professional to fix. Troubleshoot
Education Benefits for Combat Action Veterans
The U.S. provides various educational benefits for veterans, including the Post 9/11 GI Bill overhaul, Reserve Educational Assistance Program (REAP) and Veterans Educational Assistance Program (VEAP). All provide financial support, but each has different qualifications and defined benefits.
How to Calculate Annual Growth Rate
Annual growth rate is a term investors use to define the return they expect to receive from a stock purchase. Calculating annual growth rate helps an investor determine whether to retain or sell a stock, as well as assess current value when compiling the value of an investment portfolio as a whole.
Scholarships for a Graduate Degree in Communications
A degree in communications can lead to many careers, including broadcasting, human resources or journalism. Numerous scholarships are available to students pursuing a graduate degree in communications. The primary sources for graduate communications scholarships are organizations dedicated to variou
Does a Bank Judgment Affect My Credit?
Judgments are powerful legal instruments that give banks and other creditors the means to collect a debt. A bank judgment will negatively affect your credit score for an extended period . The repercussions of enforcing a judgment can also affect your credit, effectively adding insult to injury.
The Ways to Enroll in Medicare
Medicare is a public health program that exists primarily for retired persons in the United States. There are a number of ways to enroll in Medicare depending on your personal situation. Deciding which is the most effective or easiest way for you to enroll is the first step in getting coverage.
What Is an F-1 Bank Rating?
Fitch Ratings is one of the major credit rating agencies, similar to Standard & Poors and Moody's. Besides the familiar AAA down through D credit ratings, Fitch has a rating scale specifically targeted at short term credit obligations. An F-1 rating is part of Fitch's short term rating system.
How Does "Settled for Less" Affect Your Credit?
Settling an account may give you temporary relief from a debt problem, but you could have a longer, more serious problem: bad credit. However, it usually is not the notation of a settled account that affects your credit but the events leading up to it. You need to take action early to prevent an acc
What Is the Use of a Post-Dated Check?
A post-dated check is one given to someone with a date somewhere in the future. Post-dating a check is useful in various circumstances for the payer and payee. When writing a post-dated check, inform the receiver that you post-dated it in case he overlooks that fact.
Can Banks Transfer From Your Savings to Your Checking Without Permission?
Your bank can transfer money from your savings account to your checking account, but only if you have overdrawn your checking account and failed to make a deposit to bring the balance into the positive. Banks can make such transfers from single ownership or joint accounts. However, your bank cannot
How to Develop a Financial Statement
A financial statement is a formal record that provides a detailed explanation of your financial position or status. Financial statements are prepared for individuals as well as business entities. This article is intended for an individual preparing a personal financial statement. Additionally, busin
How to Compare Yield Savings Accounts
High yield savings accounts offered by an FDIC-insured financial institution earn interest on funds that may just be sitting in your checking account. Compare and learn about the different account offerings to make the most of your money's earning power. Break out a piece of paper or open up a spr
Social Security Retirement Rules
There are requirements that retirees must meet before they are approved for social security benefits. When a retiree earns enough credits and reaches retirement age, he may apply for benefits. Some retirees choose to work and delay their retirement in order to increase the amount of social securit
Crossroads Insurance: All popular Winnipeg Insurance Companies at One Place
Our life is full of uncertainties and there's hardly a thing that can be predicted beforehand. Hence, it is always wise to be prepared to face the unpredictability of life. It gives you the confidence ...
Georgia Inheritance Laws
Inheritance laws establish that procedures for making a will, who may inherit a person's estate when she dies, what happens when a person dies without a will and the types of property that are not willable. Any of these laws may apply in Georgia when a person dies, leaving behind his estate (all the