Why Group Benefits?
Group benefits allow you to offer several benefits to your employees at once. These benefits are usually extended to their spouse and dependents and as the head of the company, you will also be eligible to participate and receive benefits for yourself and your family. With group benefits, you can help your employees keep their home, car and belongings protected with a wide range of auto and home insurance. Group benefits can also keep you protected with life insurance, to ensure that your final expenses will not be a burden on those you've left behind (and to ensure their financial stability for quite a while after you're gone), dental insurance, accident insurance and vision insurance. Many of these policies are especially important for yourself or employees with young children as kids are constantly growing, changing and experiences illnesses and injuries.
Perhaps the most important benefit of all is that of health benefits. Health benefits protect you, your loved ones and your employees and their dependents from the astronomical costs of visiting the doctor and allows them to gain access to their prescriptions and treatment at either no cost or low cost. If you live in a country where there is already national health coverage, health benefits should not be ignored for your employees or yourself. Health benefits in such countries can ensure more attention, cut back on waiting time for specialists and surgeries and allow you to receive an overall better quality of care. In some cases, those with health benefits will be able to stay at private or specialist hospitals with extra attention at little or no cost out of pocket.
Group benefits are the easiest and most effective way to keep you, your family and your employees covered in all areas of life. These benefits will allow you to cut costs by ensuring your employees have access to the resources they need to stay happy and healthy while having the peace of mind that those you love and the things you need are taken care of at all times.