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Personal Finance : Business & Finance
Can I Deduct Temporary Living Expenses?
The Internal Revenue Service's regulations typically allow you to deduct travel expenses you incur for business reasons and for which you are not reimbursed. However, certain rules apply to temporary relocations. To deduct your lodging costs when working in a temporary location, you must meet these
How to Live on a Budget as a Stay-at-Home Wife
If you have made the choice to stay at home with your children or for any other reason, you understand that it is important to save money wherever you can. Sometimes this can cause strain in relationships within the family, but if you plan carefully and stick with your plan, you can live on one inco
Ohio Social Security Information
Over 2 million people in Ohio receive benefits from the Social Security Administration each month. These benefits are paid to you if you are disabled or retired, or to your family if you pass away. Every Ohio resident is entitled to benefit payments if you meet the program's requirements. Social Sec
How to Rent an Apartment Online
If you are moving to a new city or if you just don't like the hassle of visiting apartment after apartment in person before you relocate, you can rent an apartment online. This is easier than ever, with landlords and real estate managers posting photos and videos of apartments online along with floo
Bank Statements Explained
Your bank statement is a wonderful tool that helps you manage your money. It gives you a summary of income and expenditures and helps you reconcile your bank ledger (check book). Your bank statement can also help you identify fraudulent activity. So for those of you who think that simply checking yo
How to Get a Food Stamps Application
If the state of the economy or personal setbacks have hit you hard and you're having trouble putting food on the table, you may benefit from the federal food stamp program, now called the Supplemental Nutrition Assistance Program (SNAP) on the national level. If you believe you qualify for food stam
What Is a Credit Card Write-Off?
When you go an extended time without making credit card payments, lenders will eventually write off the account. The exact amount of time you have can vary, but it’s usually about six months. Also called a “charge-off,” writing off the account means the lender removes the balance f
Writing Housing Grants
Many different types of housing grants are available for individuals and organizations. Housing grants can help you make your home more accessible or energy-efficient, or can support an organization that creates affordable housing for veterans. No matter what need you want to address, you can make t
How to Live Contently on a Low Income
Living modestly does not have to equate with a poor quality of life. It is possible to live contently on a modest income if you're smart and resourceful. Certain behaviors, mentalities and circumstances cause people to overspend, including impulsive buying and the desire to "keep up with the Joneses
Social Security Benefits for a Child
Though most adults can generate some form of income during hard times, children are truly at a disadvantage. All across the nation, children are born with disabilities, born into low-income homes or suffer from other life-threatening circumstances. Thankfully, the Social Security Administration (SSA
IRA Withdrawals for Education
The Internal Revenue Service doesn't want you to withdraw money from your IRA before you hit 59½. If you do, the IRS will usually charge you both taxes and an early-withdrawal penalty of 10 percent on the money you took out. There are exceptions, though. One of the most important is for higher
Opt for Superannuation and Get Wise while you are working
Superannuation is a great way to invest if one wants to receive good returns. The fund is not subject to market risks hence is an integral part of every salaried class individuals` savings plan. Australian ...
The Average Salary of a Pharmacist in the USA
Pharmacists dispense prescription drugs to customers at the direction of physicians and other qualified healthcare practitioners. Pharmacists also advise patients and healthcare providers on various aspects of medications, including dosages, interactions with other drugs and side effects. Pharmacist
How to Calculate CFL Savings
Compact fluorescent lights (CFLs) will save you money over time because they use less energy and last longer, but you will pay more initially for the bulbs. The amount you save will be a factor of how much you pay for the bulbs over the cost of similar incandescent bulbs, and the cost of your energy
Credit Couseling Vs. Bankruptcy
If you're considering credit counseling or bankruptcy to deal with debt problems, weigh the pros and cons of each before choosing a debt solution.
Part Time Paralegal Careers
Paralegals can become employed in part-time positions in a variety of areas. To become a paralegal, you can earn a certificate in paralegal studies after graduating from college with a four-year bachelor's degree, or you may take a paralegal studies program at a community college. The National Assoc
How Do You Bring Your FICO Score Up?
Your FICO (Fair Isaac Corporation) score is the numerical culmination of various credit data culled from the three credit bureaus: Experian, Equifax and TransUnion. Along with your income, job history and how much you're requesting, lenders take into account your FICO score before lending you money.
How to Title a Depositor Bank Account
Bank regulations in the United States allow depositors to title personal bank accounts using different ownership/legal title names. Generally, the type of bank deposit account title used depends on the protections desired for the depositor and the account beneficiaries. Bank insurance protection ma
Are Your Retiring Soon, Then Consider Pension Plans
After working for long years, everyone needs to retire. The post retirement period brings loads of changes in the lifestyle of the retired person. Their way of living, daily life and other things get change ...
Use This Advice To Do Well In Hard Times
Dealing with money is a fact of life for everyone. Kids that receive a weekly allowance must learn how to make decisions such as when and how to spend their money. The more complex your ...