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Personal Finance : Business & Finance
Institutional Sources of Finance
Banks may be reluctant to aid start-up companies.bank image by Pefkos from Fotolia.comThose seeking money to start businesses may gather funds through institutional financing. Institutional financing is not available from individual investors such as relatives and friends. Instead,...
Tips on Bidding at Property Auctions
According to Bankrate.com, property auctions for foreclosures alone for February 2010 totaled over 300,000. This doesn't take into consideration estate sales and sellers choosing auction over selling through a real estate agent. There are several opportunities to purchase a property at auction and g
Can a Temporary Job Affect Your Unemployment Benefits?
Unemployment insurance helps stabilize a person's finances while clamants searching for new work. State unemployment programs encourage people to not only seek new jobs, but to take temporary work when possible. They promote self-sufficiency by not penalizing beneficiaries for taking short-term work
IRS Information on 529 Plans
Section 529 plans--also referred to as Qualified Tuition Programs--provide a tax-advantaged way for parents and other family members to save money for college expenses. Each state, including the District of Columbia, sponsors its own version of the Section 529 plan, with different investment compani
Can the Repo Man Open My Locked Car Door?
Federal and state laws allow a repo man, or automobile repossession agent, to unlock your car door while seizing the vehicle. Leaving your doors locked with the car parked on the street won't prevent the repossession agent from taking it. However, there are also laws that regulate just how much forc
How to Organize Financial Statements
It can be a sinking feeling to realize that you missed a payment because you overlooked a financial statement. Organizing your financial statements can help you prevent late payment fees, overdrafts and fees that some lenders charge when you pay your bill over the telephone. While there is software
How to Pick up Food Orders from Angel Food Ministries
Angel Food Ministries is a program designed to help reduce the stress of high grocery prices. The products include high-quality, fresh ingredients for a less than market price. Shopping for some of your monthly grocery needs through the Angel Food Program will help your budget stretch further.
How Do Hard Credit Checks Affect a Credit Score?
Types of ChecksThere are two types of credit checks: soft and hard. Soft credit checks are also known as involuntary credit checks, such as when a credit card company checks your credit before sending you pre-approved applications. Soft credit checks also include any other type of credit...
How to Change Your SSI From Arizona to Texas
Supplemental Security Income benefits are awarded to the elderly, the disabled and the blind as a supplement to disability benefits or other Social Security income. Because SSI benefits are based on the local economy and are typically supplemented by the state where one lives, moving from Arizona to
What to Expect in a Workers Comp Hearing?
Employers are required carry workers compensation insurance to cover employees for accidents or injuries on the job. Employees injured on the job submit a workers compensation claim. If the employer disputes the claim and refuses to pay the benefits, a formal hearing may be required. The rules and r
The Development of Navision Solution
Navision Solution, known today as "Microsoft Dynamics NAV," is a set of software applications designed for Enterprise Resource Planning (ERP). Microsoft Dynamics NAV is designed to cater to small and medium international companies requiring a comprehensive system that can monitor a company's status
What Is a Revocable Trust in Missouri?
What will happen to your personal assets when you pass away is typically a difficult decision to make. A will is often the best option for long-term asset management. If, however, you live in the state of Missouri and want to ensure the safety and growth of your assets while avoiding potential legal
How Does Debt Settlement Affect Your Credit Score?
What Is Debt Settlement?Debt settlement is a process in which a debt settlement company negotiates a reduced payment to a credit card company on behalf of a debtor. It is a method used by people who have gone so far into debt that they are struggling with paying off what they owe their...
Smart Trading through Forex Money Management
Risk management is a one of the most fundamental factors in the Forex Business. If money came so easily in Currencies Trading everybody would be rich by now. To make money in Forex, an investor ...
How To Enjoy Life and Achieve Financial Freedom
What if you can create you desired financial situation. Without any doubt you will jump to take hold such a chance in life? Well guess what, that opportunity has been looking at you most of ...
Ways to Recognize Identity Theft
Identity theft is one of the most common crimes in the world.Fingerprint crop image by Andrew Brown from Fotolia.comAccording to Spam Laws, a group that focuses on Internet security, up to 10 million United States citizens are victims of identity theft per year. Between 38 and 48 percent...
401(k) Rollover Methods
Withdrawing funds from retirement plans often incites taxation and penalties. Rollovers are generally preferred.Robert Kirk/Photodisc/Getty Images401(k) plans provide several advantages to their users. The employee-match aspect of these plans can greatly increase the potential for...
Explanation of Credit Cards
A credit card is a slim plastic card that you can use to make purchases against a line of credit or short-term loan. The card issuer extends you the line of credit on the condition that you must begin to pay down your credit card balance after a preset period of time, called a grace period. You can
How to Repair Bad Credit Legally
Credit repair cannot erase every negative item from your credit reports, but you have the legal ability to get rid of some of them. The Federal Trade Commission explains that consumers have a right to check their Equifax, Experian and TransUnion credit reports for free every year and file disputes f
Financial Statement Issues
Financial statements are the heart of accounting and they communicate to users about the financial health of an organization. Accountants create the financial statements after the end of the period to report the financial results of that period. Users should recognize that while financial...