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Personal Finance : Business & Finance
Places to Buy Checks
If you have a checking account, then you likely received a small amount of starter checks from your bank. Once your initial supply has been used up, you'll need to place an order for new checks. The bank no longer has a monopoly on check printing services. Instead, you have several...
Do First Time Homebuyers Have to Put Money Down?
First time home buyers do typically have to put some money down on the purchase of their home, just like other buyer. However, many lenders offer first time home buyer programs that allow borrowers with limited down payment funds to make other concessions to get a loan. The government also insures s
How to Sell Gold Jewelry in Mount Vernon, Ohio
Mount Vernon, Ohio, may seem an unlikely place to make big bucks by selling gold, but dealers have lower overhead and operating costs than in larger cities, so they'll offer you better prices. Even if you just want to sell gold to earn a little extra money on the side, it is fast and easy to do, and
Why Is a Roth IRA Beneficial?
There are several types of retirement savings accounts that allow investments to grow and offer tax benefits. 401k accounts, as well as Roth IRAs and traditional IRAs, offer tax-deferred growth on all gains and dividends earned on money in the accounts. That tax deferral is just one part of a Roth I
How to Change a Name
In the United States, people are allowed to change their name whenever they want to -- unless it's for a fraudulent purpose. The process of changing your name does involve a lot of paperwork, but it's nothing you can't handle if you go in prepared. Names can be changed in two ways, but there are som
Will I Get a Tax Refund From Only Collecting Unemployment?
If you earn money you must file your taxes, even if you don't owe any taxes, because that is the only way you can get a refund if one is due you. If your income is below the wage limit for your filing status, set by the IRS, you don't owe taxes. If you are on unemployment, it does not preclude the p
Tax Benefits for Renters
Renters make up nearly one third of American households, according to a 2003 study by the Joint Center for Housing Studies of Harvard University, with approximately 80 percent of adults under 25 renting apartments, condos or houses. While some people think there are no tax benefits available to rent
Expats wake up. As an Expat with a UK pension should you care, about QROPS?
As an expat, with everything else going on in your life, you can be forgiven if you have never heard of QROPS. This article is not intended to bore the pants off you. I have ...
Is Selling Gold Taxable?
Gold is an enduring investment alternative. Many investors buy gold to preserve wealth and serve as a hedge against inflation. Even though gold is in a class by itself within the investment world, gold sales are subject to taxation like virtually all other asset classes. In many cases, gold is subje
How Do I Analyze My Current Financial Positions?
Do it yourself personal financial management is an empowering way to get your money on track. Before making plans for investments, savings and spending you need to analyze your current financial position. This will require knowledge of your debt amount and cash income. In event you find you are spen
5 Top Ways to Save Money During the Christmas
During Christmas festivities, tension is high and people always have the tendency to buy more and spend more without taking into account the consequences that their actions can bring. Christmas does not necessarily mean spending ...
How to Choose a Savings Account
Everyone knows the importance of a savings account. Whether you’re saving for a vacation or an emergency, a savings account makes the process easier. Not only is your money safe, but it’s also growing, thanks to interest. Best of all, the money isn’t burning a whole in your pock
What Is Florida Law on Child Support After Age 18?
When a divorced parent is required by the Florida courts to pay child support, it can be a long-term commitment. Under Florida's support guidelines, the noncustodial parent is expected to pay 12 to 37 percent of his monthly income in child support depending on income and the number of children to be
How to Make a Million Dollars in a Year
According to the 12th Annual Wealth Report, as of June 2008 there were more than 10 million people who had a total of $1 million or more in net worth. Several of the world's millionaires include people under the age of twenty including Lebron James, Michelle Wie, Daniel Radcliffe and 13-year old Da
Does the Money I Receive as SSI Payee Count as Income?
The federal Social Security Administration runs several government programs that provide benefits to individuals such as retirees and disabled workers. The administration is best known for running the Social Security program, but it also administers a program known as Supplemental Security Income, o
How to Calculate Your Annual Salary When You Work Part Time
When you work part time you don't have the luxury of knowing your annual salary offhand. To figure out how much you will make in a year's time, you must determine how many hours per week you will work and calculate from there.
Housing Grants for Women of Color in Florida
Many grant programs exist in Florida to aid women of color with housing costs. First Time Home Buyer programs, Section 8 Housing Choice Vouchers and subsidized-housing units are all forms of housing grants available to women of color living in Florida. Emergency and transitional housing grants are a
How to Wire Money to Ghana
The Republic of Ghana, located in Africa on the west coast, houses approximately 22 million people. Some African nations, such as Ghana and Nigeria, have a reputation for Internet scams. A person or group will send emails to people that offer money if you send them a certain amount of money upfront.
How to Fill Out a Check
EzCheckPersonal software is an easy to use cheque writer for family users. It can fill out the data only on pre-printed blank checks. It also allows users to print personalized checks on blank check paper ...
How to Change Your Address With the IRS
When you move, you need to notify the IRS in order to continue receiving all relevant mailings, notifications and refund checks. There are several ways in which you can notify the IRS of your change of address.