What I didn"t learn at school but wish I had

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If you have ever had the feeling that everyone else got the joke but you, then you will know about that uncomfortable feeling I had while reading "What I didn't learn at school but wish I had" by Jamie McIntyre. That sense that making money (big money we are talking here) is just some huge fantastic joke and I just don't get the punch line.

He makes it all sound so easy, too damn easy in fact...in fact so easy that you wonder why the hell you aren't out on your own super launch laughing along with him. So easy that as you read it you feel this sense of guilt for NOT having made the grade yet and at least made your first million or so - given how easy it is, after all.

However, after the feelings of inadequacy subsided, I was left with a book that, did in fact provide a step by step approach to clarifying goals (not just financial) and working through some steps to make those goals achievable. "Making a million dollars is a piece of cake if we focus on the necessary steps" he quotes. (Page 75). By actually working through the exercises in the book it provided a step by step process to identify goals and then plan for financial freedom.

The book has three sections, starting with "I live in the richest nation on earth, so why aren't I rich?" This section explores concepts of money being just an idea, the scarcity and abundance models and how our attitudes impact on our wealth.

Section two focuses on developing emotional intelligence and identifying priorities, goals and your 'primary purpose' in life.

Determining your financial goals and identifying steps for getting on the path to financial freedom are covered in section 3.

Here you will also find share strategies (which sound too good to be true, but apparently aren't) and property strategies that are quite achievable. I worked through the workbook sections in the book and found it quite insightful to determine exactly what my primary purpose was, and what 'financial freedom' looked like for me (it appears I have a lot of work to do!!). For someone wanting any hints on cracking into higher "risk" speculative share market tips, I suggest skipping straight to chapter 13 "share strategies".

Having read Kyosaki's "Rich Dad, Poor Dad" I felt that this book relied quite heavily on concepts that Kyosaki has already become famous for (Pay yourself first, assets are only the things that create income, good debt is ok, etc).

Where McIntyre does differ is actually providing some tangible steps to get you started on your financial journey. He works you through all the options to get a deposit together, how to access that first investment, and then how to keep growing your asset base from there in practical steps. This makes the book a real tool.

McIntyre places a great deal of emphasis on identifying your primary purpose in life, developing a mindset of a millionaire, and how to raise your energy levels.

He touches on the Celestine prophecy, Reiki, energy healing techniques, and believes adamantly that "transforming your mindset to accept more abundance will have a huge impact on your life."

"I once heard that you can make excuses in your life and you can make money, but you can't do both at the same time" (page 5).....is an example of the comments you can expect to read. If you are only after investment tactics and techniques you may be quite disappointed with this book.

I liked the questions, and this is one area the book really shines. Expect questions such as "What are my most limiting beliefs about having absolute financial abundance?" (Page 86) and "what do you want in life" followed quickly by "what are the barriers to achieving this" (page 93) and expect to identify your primary purpose in life.

The book really does offer some great tools and techniques for both working through your goals and practical ideas to generate a small nest egg, and get started on investing in both shares and property. What lets the book down is that it goes off on what I think are too many tangents, over explaining simple concepts, while randomly adding graphs, power point slides, tables and parables that don't seem particularly relevant or explained.

In summary, would I buy the book? It's an interesting question. On one hand I am drawn to it and have gone back to it over the last month several times. I liked the challenges and the step by step approach, but got frustrated at times at the jump to tables of data and calculations and duplication and randomness of some theories and concepts. Something makes me want to not like it - jealousy perhaps or that feeling that I have failed already by doing things like having a family, going to university, travelling the world, i.e. things that clearly I should have undertaken AFTER securing my financial freedom and not before. It's a bittersweet realization, but I wouldn't change it for the world

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